188 Essex Way, Pacifica, CA 94044 Property Records

San Mateo County property record for 188 Essex Way, Pacifica, CA 94044

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,700 sqft · built 1966
Lot Size	0.108 acres (4,689 sqft)
Owner	2 Company Names on File
Last Sale	$340,000 (Sep 2014)
Tax Bill	$12,012 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-037-170`

Property Details

APN / Parcel Number

Primary APN	`023-037-170`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
Gross Area	3,020 sqft
1st Floor Area	1,810 sqft
2nd Floor Area	890 sqft
Basement Area	320 sqft
Family Room	Family Room

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	4,689 sqft (0.108 acres)
Garage Type	Basement
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	188 ESSEX WAY
City	PACIFICA
State	CA
Zip	94044-3914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 3 4 BLK 18 SAN PEDRO TERRACE
Legal Subdivision	SAN PEDRO TERRACE
Legal Block	18
Legal Lot Number	3
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	4
Census Block	4008
Census Tract	603200

Owner

Source: San Mateo County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	188 ESSEX WAY, PACIFICA, CA 94044-3914
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2014 · Amount on Record
Deed Sale	Sep 16, 2014 · Amount on Record
Prior Sale	Oct 31, 2000 · Amount on Record
Deed Document Number	201483943
Last Transfer Date	Mar 4, 2021
Transfer Doc	0000038169
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Mar 9, 2021
Property Address	188 ESSEX WAY, PACIFICA, CA 94044-3914
Document Number	0000038169
Map Reference	MB 5 PG 60
Instrument Date	Mar 4, 2021
Instrument	2021-038169
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	188 ESSEX WAY, PACIFICA, CA 94044-3914

Mortgage

Document Number	0000038170
Date	Mar 9, 2021
Instrument	2021-038170

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$868,376 (+2%) Land $434,188 Building $434,188
2025	$12,012.00 (+5.51%) Homeowner's exemption	$851,350 (+4.04%) Land $425,675 Building $425,675
2023	$11,385.00 (+3.34%) Homeowner's exemption	$818,294 Land $409,147 Building $409,147	$1,537,830
2022	$11,017.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1982–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Dec 2018 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Communications, LLC. Fixed Wireless	250 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Unwired.

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