Henderson County property record for 188 Emerald Ln, Hendersonville, NC 28792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,215 sqft · built 1973 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,196 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9599364769 |
| Primary APN | 9599364769 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,215 sqft Heated Area |
| 1st Floor Area | 1,215 sqft |
| Basement Area | 1,215 sqft |
| Unfinished Basement | 1,215 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 52,708 sqft (1.21 acres) |
| Porch | Slab |
| Porch Area | 54 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 201165 |
|---|---|
| Street Address | 188 EMERALD LN |
| City | HENDERSONVILLE |
| State | NC |
| Zip | 28792-7779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 201165~R2R |
| Legal Description | SR1729 OFF ACADEMY RD |
| Legal Block | 36 |
| Legal Lot Number | 4769 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 930201 |
188 Emerald Ln is owned and occupied by two individuals who acquired it in December 2025.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 188 EMERALD LN, HENDERSONVILLE, NC 28792-7779 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2025 | Intrafamily Transfer, Transfer |
| Aug 8, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 11, 2025 |
| Transfer Doc | 0043760484 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Dec 12, 2025 |
| Property Address | 188 EMERALD LN, HENDERSONVILLE, NC 28792-7779 |
| Document Number | 0043760484 |
| Book / Page | 4376 / 484 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 1001041783 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 188 EMERALD LN, HENDERSONVILLE, NC 28792-7779 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 188 EMERALD LN, HENDERSONVILLE, NC 28792-7779 |
| Document Number | 0032350588 |
| Instrument Date | Aug 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2018 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 188 EMERALD LN HENDERSONVILLE NC 287927779, HENDERSONVILLE, NC 28792-7779 |
| Document Number | 0032350588 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 003235/000588 |
| Instrument | 889035 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 188 Emerald Ln was $1,196.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $209,500 (-) Land $49,800 Building $159,700 | ||
| 2025 | $1,196.00 | $209,500 Land $49,800 Building $159,700 | |
| 2024 | $1,196.00 | ||
| 2023 | $209,500 Land $49,800 Building $159,700 | $209,500 Land $49,800 Building $159,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 188 Emerald Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 188 Emerald Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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