188 Elm St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 188 Elm St, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,707 sqft · built 1912
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$144,500 (Jan 2023)
Tax Bill	$3,634 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Dec 2018 Sale + 1 more
APN	`164801 98.74-5-5`

Property Details

APN / Parcel Number

Primary APN	`164801 98.74-5-5`
Alternative APNs	`480109807400050050000000` `2.-055-03`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,707 sqft Living Area
1st Floor Area	1,107 sqft
Upper Floors Area	600 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Width	66 ft Width
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	577 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2.-055-03
Street Address	188 ELM ST
City	MALONE
State	NY
Zip	12953-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SECB BLOCK238 LOT54
Legal Block	5
Legal Lot Number	5.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	2
Census Block	2002
Census Tract	951400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Malone Residential Historic District listed 2025 · 246 contributing resources · NRIS 100011536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

188 Elm St is owned and occupied by an individual who bought it in January 2023.

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	188 ELM ST, MALONE, NY 12953-1520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
Dec 4, 2018	Grant Deed, Transfer CENTENNIAL ABSTRACT, CENTENNIAL ABS
May 10, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2023 · Amount on File
Deed Sale	Jan 6, 2023 · Amount on File
Prior Sale	Dec 4, 2018 · Amount on File
Deed Document Number	202383
Prior Transfer Date	Apr 11, 2018
Prior Transfer Doc	0000002182
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Jan 6, 2023
Property Address	188 ELM ST, MALONE, NY 12953-1520
Document Number	0000000083
Instrument Date	Jan 5, 2023
Instrument	2023-083
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4282 ZEBULON HWY, PIKEVILLE, KY 41501-3505

Mortgage

Document Number	0000000084
Date	Jan 6, 2023
Instrument	2023-084

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN NY
Recording Date	Dec 4, 2018
Property Address	188 ELM ST, MALONE, NY 12953-1520
Document Number	0000005610
Instrument Date	Nov 15, 2018
Instrument	5610
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	CENTENNIAL ABSTRACT, CENTENNIAL ABS

Transaction

Amount	Amount on Record
Tax	$70.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2143 PLATTSBURGH NY 129010268, PLATTSBURGH, NY 12901-0268

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN NY
Recording Date	May 10, 2018
Property Address	188 ELM ST, MALONE, NY 12953-1520
Document Number	0000002182
Instrument Date	Apr 16, 2018
Instrument	2182
Transaction Type	Foreclosure
Record Updated	Jul 2, 2018

Transaction

Amount	Amount on Record
Tax	$525.77
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500

Tax Assessment & Valuation

The 2026 property tax bill for 188 Elm St was $3,634, down 1.1% from the year before.

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Municipality	Malone Village
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,634.00 (-1.14%)
2025	$3,676.00	$66,500 Land $11,000 Building $55,500	$123,148 Land $20,370 Building $102,778
2023		$66,500 Land $11,000 Building $55,500	$110,833 Land $18,333 Building $92,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 188 Elm St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE V serves 13,232 people · EPA ID NY1600008
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: SLICFiber, Verizon, Westelcom Networks.

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