188 Edgewater Dr NW, Concord, NC 28027 Property Records

Cabarrus County property record for 188 Edgewater Dr NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 1992
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$237,000 (Jun 2018)
Tax Bill	$2,898 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02006A0044.000000`

Property Details

APN / Parcel Number

Primary APN	`02006A0044.000000`
Alternative APNs	`5611 11 3263` `123584`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,770 sqft Living Area
Gross Area	2,398 sqft
1st Floor Area	1,770 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2003
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	160 ft deep x 131 ft wide
Garage Type	Finished
Garage Area	408 sqft
Driveway	Concrete Driveway
Driveway Area	775 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	220 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	123584
Street Address	188 EDGEWATER DR NW
City	CONCORD
State	NC
Zip	28027-6501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 44 HIDDEN POND
Legal Subdivision	HIDDEN POND
Legal Lot Number	44
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	2
Census Block	2012
Census Tract	42501

Owner

188 Edgewater Dr NW is owned and occupied by two individuals who bought it in June 2018.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	188 EDGEWATER DR NW, CONCORD, NC 28027-6501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 6, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2018 · Amount on File
Deed Sale	Jun 6, 2018 · Amount on File
Prior Sale	Jul 1, 2002 · Amount on File
Deed Book / Page	13030 / 238
Prior Transfer Date	Jun 23, 2003
Prior Transfer Doc	4637011
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	188 EDGEWATER DR NW, CONCORD, NC 28027-6501
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000153351
Date	Jul 16, 2021
Book Page	15335/1

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	188 EDGEWATER DR NW, CONCORD, NC 28027-6501
Document Number	13103296
Instrument Date	Jul 21, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	188 EDGEWATER DR NW CONCORD NC 280276501, CONCORD, NC 28027-6501

Mortgage

Document Number	13103296
Date	Jul 25, 2018
Book Page	013103/000296

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 6, 2018
Property Address	188 EDGEWATER DR NW, CONCORD, NC 28027-6501
Document Number	13030238
Book / Page	013030 / 000238
Instrument Date	Jun 6, 2018
Instrument	13373
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$474.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	188 EDGEWATER DR NW CONCORD NC 280276501, CONCORD, NC 28027-6501

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,330 (-) Land $72,000 Building $285,330
2025		$357,330 Land $72,000 Building $285,330
2024			$357,330 (+50.41%) Land $72,000 Building $285,330
2023	$2,898.00	$237,570 Land $50,000 Building $187,570	$237,570 Land $50,000 Building $187,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 188 Edgewater Dr NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Edgewater Dr NW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

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