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188 Eckford Dr, Troy, MI 48085 Property Records

Oakland County property record for 188 Eckford Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,927 sqft · built 1984
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on File
Last Sale$318,800 (Oct 2015)
Tax Bill$5,551 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN88-20-15-153-026

Property Details

APN / Parcel Number

Primary APN88-20-15-153-026

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,927 sqft Living Area
1st Floor Area1,916 sqft
Basement Area1,916 sqft
Unfinished Basement1,916 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions239 ft deep x 80 ft wide
Garage Area438 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area60 sqft
Deck Area460 sqft
Patio Area460 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address188 ECKFORD DR
CityTROY
StateMI
Zip48085-4745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 15 STREAMVIEW SUB LOT 22
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionSTREAMVIEW SUB
Legal Lot Number22
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group4
Census Block4003
Census Tract197000

Owner

Source: Oakland County records · APN 88-20-15-153-026

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address188 ECKFORD DR, TROY, MI 48085-4745
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Oct 10, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 19, 2015 · Amount on Record
Deed SaleOct 19, 2015 · Amount on Record
Prior SaleApr 30, 2002 · Amount on Record
Deed Document Number2015206038
Deed Book / Page48707 / 821
Last Transfer DateOct 03, 2018
Transfer Doc0000166825
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address188 ECKFORD DR, TROY, MI 48085-4745
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 ECKFORD DR, TROY, MI 48085-4745

Mortgage

Document Number0000046242
DateFeb 22, 2021
Book Page55745/729
Instrument46242
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateOct 10, 2018
Property Address188 ECKFORD DR, TROY, MI 48085-4745
Document Number0000166825
Book / Page052258 / 000559
Instrument DateOct 03, 2018
Instrument166825
Transaction TypeTransfer
Record UpdatedNov 05, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address188 ECKFORD DR TROY MI 480854745, TROY, MI 48085-4745

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,551.00 (-3.85%)
2023$332,900
2022$5,773.00$166,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 255 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTROY
serves 85,854 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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