188 E Vance St, Virden, IL 62690 Property Records

Macoupin County property record for 188 E Vance St, Virden, IL 62690

Property Summary

Property Type	Single Family Home
Lot Size	0.222 acres (9,660 sqft)
Owner	Individual Name on Record
Last Sale	$122,360 (Dec 2023)
Tax Bill	$2,657 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Nov 2019 Sale & Mortgage + 2 more
APN	`04-09-202-008`

Property Details

APN / Parcel Number

Primary APN	`04-09-202-008`
Alternative APN	`08-002-403-00`

Exterior

Lot Area	9,660 sqft (0.222 acres)
Lot Dimensions	100 ft deep x 96.6 ft wide

Location & Zoning

Street Address	188 E VANCE ST
City	VIRDEN
State	IL
Zip	62690-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 OLD MINE SITE ADDN 96.6 X 100
Legal Subdivision	OLD MINE SITE ADDN
Legal Lot Number	9
Jurisdiction	MACOUPIN IL
Township / Civil Division	VIRDEN
Census Block Group	2
Census Block	2007
Census Tract	956000

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2319 COLLINS RD, ASHLAND, IL 62612-8033
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Warranty Deed, Transfer ALLIANCE COMMUNITY BANK
Nov 25, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Feb 13, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK & TRUST CO
Jan 24, 2017	Warranty Deed, Transfer · Conventional Mortgage MIDLAND COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2023 · Amount on Record
Deed Sale	Dec 20, 2023 · Amount on Record
Prior Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	2023608875
Prior Transfer Date	Feb 8, 2019
Prior Transfer Doc	573589
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Dec 20, 2023
Property Address	188 E VANCE ST, VIRDEN, IL 62690-1141
Document Number	0000608875
Instrument Date	Oct 27, 2023
Instrument	608875
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2319 COLLINS RD, ASHLAND, IL 62612-8033

Mortgage

Document Number	0000608876
Date	Dec 20, 2023
Instrument	608876

Lender

Name	ALLIANCE COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Nov 1, 2043

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Nov 25, 2019
Property Address	188 E VANCE ST, VIRDEN, IL 62690-1141
Document Number	578962
Instrument Date	Nov 22, 2019
Instrument	578962
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 E VANCE ST, VIRDEN, IL 62690-1141

Mortgage

Document Number	578963
Date	Nov 25, 2019
Instrument	578963

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.99%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Feb 13, 2019
Property Address	188 E VANCE ST, VIRDEN, IL 62690-1141
Document Number	573589
Instrument Date	Feb 8, 2019
Instrument	573589
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	LANGE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$79.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 E VANCE ST, VIRDEN, IL 62690-1141

Mortgage

Document Number	573590
Date	Feb 13, 2019
Instrument	573590

Lender

Name	BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.5%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Jan 24, 2017
Property Address	188 E VANCE ST, VIRDEN, IL 62690-1141
Document Number	559113
Instrument Date	Jan 13, 2017
Instrument	559113
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	CA PRAIERIE LAND TITLE COMPANY, CA PRAIRIE LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 W DEAN ST, VIRDEN, IL 62690-1357

Mortgage

Document Number	559114
Date	Jan 24, 2017
Instrument	559114

Lender

Name	MIDLAND COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Virden Township
Municipality	Virden City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,657.00 (+2.39%)	$33,547 (+7%) Land $3,545 Building $30,002	$100,641 (+7%) Land $10,635 Building $90,006
2024	$2,595.00 (+8.03%)	$31,352 (+15.56%) Land $3,313 Building $28,039	$94,056 (+15.56%) Land $9,939 Building $84,117
2022	$2,402.00	$27,131 Land $2,867 Building $24,264	$81,393 Land $8,601 Building $72,792

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIRDEN serves 3,274 people · EPA ID IL1171100
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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