188 E Second St, Vermontville, MI 49096 Property Records

Eaton County property record for 188 E Second St, Vermontville, MI 49096

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 828 sqft
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (Dec 2020)
Tax Bill	$992 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05100062609600`

Property Details

APN / Parcel Number

Primary APN	`05100062609600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	828 sqft Living Area
1st Floor Area	612 sqft
Basement Area	120 sqft
Unfinished Basement	120 sqft

Exterior

Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	152 ft deep x 32.2 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	188 E SECOND ST
City	VERMONTVILLE
State	MI
Zip	49096-9455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 32 1/4 FT OF LOT 9. E 16 1/4 FT OF LOT 10, BLK 26, O.P. VILLAGE OF VERMONTVILLE 1996
Legal Subdivision	THE VILLAGE OF VERMONTVILLE
Legal Block	26
Legal Lot Number	9-10
Jurisdiction	EATON MI
Township / Civil Division	VERMONTVILLE
Census Block Group	3
Census Block	3030
Census Tract	20700

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	188 E SECOND ST, VERMONTVILLE, MI 49096-9455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Warranty Deed, Transfer · USDA Mortgage USDA
Dec 7, 2020	Intrafamily Transfer, Transfer LIGHTHOUSE TITLE AGENCY, LIGHTHOUSE TTL AGCY THORNAPP
Sep 15, 2017	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Deed Book / Page	2889 / 190
Prior Transfer Date	Dec 4, 2020
Prior Transfer Doc	2889/200
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Dec 7, 2020
Property Address	188 E SECOND ST, VERMONTVILLE, MI 49096-9455
Document Number	002889/190
Book / Page	2889 / 190
Instrument Date	Dec 4, 2020
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	LIGHTHOUSE TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$679.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7990 FIGHTER RD, FREEPORT, MI 49325-9755

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002889193
Date	Dec 7, 2020
Instrument	2889/193

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Dec 4, 2053

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Dec 7, 2020
Property Address	188 E SECOND ST, VERMONTVILLE, MI 49096-9455
Document Number	2889/200
Book / Page	2889 / 200
Instrument Date	Dec 4, 2020
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	LIGHTHOUSE TITLE AGENCY, LIGHTHOUSE TTL AGCY THORNAPP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	188 E SECOND ST, 188, VERMONTVILLE, MI 49096-9455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 E SECOND ST, VERMONTVILLE, MI 49096-9455

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Sep 15, 2017
Property Address	188 E SECOND ST, VERMONTVILLE, MI 49096-9455
Document Number	2698/1190
Book / Page	2698 / 1190
Instrument Date	Sep 7, 2017
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 E SECOND ST, VERMONTVILLE, MI 49096-9455

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Vermontville Township
Municipality	Vermontville Village
Unified School District	Maple Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,900 (+31.37%)	$71,484 (-) Land $6,054 Building $65,430
2025	$992.00 Homeowner's exemption	$35,700 (+5.93%)	$71,484 (+6.06%) Land $6,054 Building $65,430
2024	$992.00 (+9.13%)
2023		$33,700	$67,400
2022	$909.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF VERMONTVILLE serves 780 people · EPA ID MI0006790
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vogtmann Engineering Cable	300 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: HomeWorks Connect, Mercury Fiber, T-Mobile.

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