Hays County property record for 188 E Ridge Ln, Niederwald, TX 78640 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3,092 sqft · built 2024 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,639 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | R154796 |
| Primary APN | R154796 |
|---|---|
| Alternative APN |
|
| Building Area | 3,092 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Mixed |
| Garage Area | 648 sqft |
| Porch | Porch |
| Porch Area | 348 sqft |
| Storage Building | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 188 E RIDGE LN |
|---|---|
| City | NIEDERWALD |
| State | TX |
| Zip | 78640-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST RIDGE, LOT 45, ACRES 0.75 TAX CODES:RSP,SHA,WPC,ECH,ACCD,EHA |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 45 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | KYLE-BUDA |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 10920 |
Source: Hays County records · APN R154796
Assessment roll updated August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 188 E RIDGE LN, NIEDERWALD, TX 78640-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit ALL CREDIT CONSIDERED MORTGAGE |
| Jul 24, 2018 | Loan Modification, Mortgage HORIZON BK SSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2017 |
| Deed Sale | Dec 04, 2017 |
| Deed Document Number | 17043617 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Apr 17, 2026 |
| Property Address | 188 E RIDGE LN, NIEDERWALD, TX 78640-2321 |
| Document Number | 0000013550 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202613550 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TEXAS NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 188 E RIDGE LN, NIEDERWALD, TX 78640-2321 |
| Document Number | 0000013550, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 202613550 |
| Name | ALL CREDIT CONSIDERED MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Jul 24, 2018 |
| Property Address | 188 E RIDGE LN, NIEDERWALD, TX 78640-2321 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 26199 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000026199 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 26199 |
| Name | HORIZON BK SSB |
|---|---|
| Type | Bank |
| Address | 600 CONGRESS AVE # 400, AUSTIN, TX 78701-2923 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jul 23, 2028 |
| Rate | 6% |
|---|
Source: Hays County records · Assessment roll updated August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hays County |
| Municipality | Niederwald City |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $601,100 (+324.51%) Land $141,600 Building $459,500 | $601,100 (+324.51%) Land $141,600 Building $459,500 | |
| 2024 | $2,639.00 (+30.45%) | ||
| 2023 | $141,600 Land $141,600 | $141,600 Land $141,600 | |
| 2022 | $2,023.00 |
Source: FEMA National Flood Hazard Layer, Hays County (48209C), updated May 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 62% of the US · above 47% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 775 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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