188 E Prospect St, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 188 E Prospect St, Waldwick, NJ 07463 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Architecture Style	Cape Cod
Year Built	Built 1950
Square Footage	1,865 sqft Living Area
Lot Size	5,998 sqft (0.138 acres)
Occupancy	Owner Occupied
Last Sale	$162,500 (1990)
Tax Bill	$11,468.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`64-00072-01-00012`
Alternative APNs	`6400072000100012` `6400072A00012`

Interior

Building Area	1,865 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	5,998 sqft (0.138 acres)
Depth X Width	100 ft x 60 ft Depth x Width
Parking Spaces	1 Parking Spaces

Location & Zoning

Old Parcel Number	6400072A00012
Street Address	188 E PROSPECT ST
City	WALDWICK
State	NJ
Zip	07463-2209
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	60X100 2.5LT
Legal Subdivision	HIGHLANDS
Legal Block	72.1
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Minor Civil Division	WALDWICK
Census Blockgroup	1
Census Block	1004
Census Tract	56100

Owner

Source: Bergen County and Waldwick Borough records · APN 64-00072-01-00012

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	188 E PROSPECT ST, WALDWICK, NJ 07463-2209
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 1990 · Amount on Record
Deed Sale	Jul 26, 1990 · Amount on Record
Deed Book / Page	7387 / 320
Record Refreshed	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	188 E PROSPECT ST, WALDWICK, NJ 07463-2209
Document Number	0026990219
Book / Page	002699 / 000219
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 E PROSPECT ST WALDWICK NJ 074632209, WALDWICK, NJ 07463-2209

Mortgage

Document Number	0026990219
Date	Aug 18, 2017
Book Page	002699/000219

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,700 (-) Land $261,900 Building $237,800	$499,700 (-) Land $261,900 Building $237,800
2025	$11,468.00 (+3.66%)	$499,700 (+36.27%) Land $261,900 Building $237,800	$499,700 (+36.27%) Land $261,900 Building $237,800
2024	$11,063.00 (+5.94%)
2023		$366,700 Land $216,000 Building $150,700	$366,700 Land $216,000 Building $150,700
2022	$10,443.00

Flood & Wildfire

188 E Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 12th in New Jersey
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.