188 E M 72 Hwy, Grayling, MI 49738 Property Records

Crawford County property record for 188 E M 72 Hwy, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1999
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Jul 2025)
Tax Bill	$1,076 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jul 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`040-40-018-05-120-00`

Property Details

APN / Parcel Number

Primary APN	`040-40-018-05-120-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Modular
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	188 E M 72 HWY
City	GRAYLING
State	MI
Zip	49738-9407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-F
Legal Description	W 1/2 OF E 1/2 OF W 1/2 OF NE 1/4 OF NW 1/4, CONT. 5 ACRES MORE OR LESS SEC 18 T26N R2W
Legal Range	02W
Legal Township	26N
Legal Section	18
Jurisdiction	CRAWFORD MI
Township / Civil Division	GRAYLING
Census Block Group	3
Census Block	3002
Census Tract	960300

Owner

Source: Crawford County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6289 W 18 RD, MESICK, MI 49668-8717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Deed of Trust, Mortgage MICHIGAN STATE HOUSING DEVELOPMENT
Jul 3, 2025	Deed of Trust, Mortgage · FHA Mortgage CALCON MUTUAL MORTGAGE
May 17, 2021	Deed of Trust, Mortgage NORTHLAND AREA FEDERAL CREDIT
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHLAND AREA FEDERAL CREDIT UNION
Jul 3, 2025	Warranty Deed, Transfer · FHA Mortgage CALCON MUTUAL MORTGAGE
May 17, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2025 · Amount on Record
Deed Sale	Jul 3, 2025 · Amount on Record
Prior Sale	Oct 13, 2005 · Amount on Record
Deed Book / Page	826 / 876
Prior Transfer Date	Apr 7, 2021
Prior Transfer Doc	0000759/62
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	188 E M 72 HWY, GRAYLING, MI 49738-9407
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6289 W 18 RD, MESICK, MI 49668-8717

Mortgage

Document Number	0000000827/0000000324
Date	Jul 14, 2025
Book Page	0000000827/0000000324

Lender

Name	MICHIGAN STATE HOUSING DEVELOPMENT

Agreement

Amount	Amount Recorded

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	188 E M 72 HWY, GRAYLING, MI 49738-9407
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6289 W 18 RD, MESICK, MI 49668-8717

Mortgage

Document Number	0000000827/0000000310
Date	Jul 3, 2025
Book Page	0000000827/0000000310

Lender

Name	CALCON MUTUAL MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2055

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	188 E M 72 HWY, GRAYLING, MI 49738-9407
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 E M 72 HWY, GRAYLING, MI 49738-9407
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000759/0000000064
Date	May 17, 2021
Book Page	0000000759/0000000064

Lender

Name	NORTHLAND AREA FEDERAL CREDIT

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2031

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	188 E M 72 HWY, GRAYLING, MI 49738-9407
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 E M 72 HWY, GRAYLING, MI 49738-9407
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000759/0000000064
Date	May 17, 2021
Book Page	0000000759/0000000064

Lender

Name	NORTHLAND AREA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2031

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MI
Recording Date	Jul 3, 2025
Property Address	188 E M 72 HWY, GRAYLING, MI 49738-9407
Document Number	000826/876
Book / Page	826 / 876
Instrument Date	Jun 26, 2025
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	AU SABLE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16.77
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6289 W 18 RD, MESICK, MI 49668-8717

Mortgage

Document Number	0000827310
Date	Jul 3, 2025
Instrument	827/310

Lender

Name	CALCON MUTUAL MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2055

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAWFORD MI
Recording Date	May 17, 2021
Property Address	188 E M 72 HWY, GRAYLING, MI 49738-9407
Document Number	759/62
Book / Page	759 / 62
Instrument Date	Apr 7, 2021
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 E M 72 HWY, GRAYLING, MI 49738-9407

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
County Subdivision	Grayling Charter Township
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,400 (+35.86%) Land $6,000 Building $69,400	$150,800 (+35.86%) Land $12,000 Building $138,800
2025	$1,076.00 (+0.84%) Homeowner's exemption	$55,500 (+19.87%) Land $6,000 Building $49,500	$111,000 (+19.87%) Land $12,000 Building $99,000
2024	$1,067.00 (+8.99%)
2023		$46,300 Land $6,000 Building $40,300	$92,600 Land $12,000 Building $80,600
2022	$979.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 99.7% of Michigan
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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