188 E Fork Dr, Ellenboro, NC 28040 Property Records

Rutherford County property record for 188 E Fork Dr, Ellenboro, NC 28040 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1991
Square Footage	1,176 sqft Heated Area
Lot Size	17,860 sqft (0.41 acres)
Occupancy	Owner Occupied
Last Sale	$240,000 (2025)
Tax Bill	$1,290.00 (2025)

Owner

Source: Rutherford County records · APN 1613549

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	188 E FORK DR, ELLENBORO, NC 28040-9619
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Deed Doc Number	0002098413
Deed Book / Page	2098 / 413
Record Refreshed	Jun 08, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Dec 12, 2025
Property Address	188 E FORK DR, ELLENBORO, NC 28040-9619
Document Number	0020980413
Book / Page	2098 / 413
Map Reference	MB 15 PG 16
Instrument Date	Dec 08, 2025
Transaction Type	Transfer
Record Updated	Jan 06, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 BIG ISLAND RD, RUTHERFORDTON, NC 28139-8742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 E FORK DR, ELLENBORO, NC 28040-9619

Mortgage

Document Number	0002098416
Date	Dec 12, 2025
Instrument	2098/416

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,290.00 (+50.88%)	$180,700 (-) Land $20,000 Building $160,700	$180,700 (-) Land $20,000 Building $160,700
2023		$180,700 Land $20,000 Building $160,700	$180,700 Land $20,000 Building $160,700
2022	$855.00
2021	$855.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 63% of North Carolina
Wildfire Likelihood	About 1 in 1,266 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`1613549`
Alternative APN	`29979`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,176 sqft Heated Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Concrete Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	17,860 sqft (0.41 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Carport Area	408 sqft Carport

Exterior Amenities

Deck Area	144 sqft Deck
Patio Area	144 sqft Patio
Porch	Open Porch
Porch Area	108 sqft Porch

Utilities and HVAC

Cooling System	A/C Fan Cooling Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	29979
Street Address	188 E FORK DR
City	ELLENBORO
State	NC
Zip	28040-9619
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EAST FORK LO:60 PL:15-16
Legal Subdivision	EAST FORK SUB
Legal Block	8
Legal Lot Number	60
Jurisdiction	RUTHERFORD NC
Minor Civil Division	COLFAX
Census Blockgroup	1
Census Block	1049
Census Tract	961001