Sequatchie County property record for 188 Davis St, Dunlap, TN 37327
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 903 sqft · built 1937 |
| Lot Size | 0.283 acres (12,312 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Aug 2026) |
| Tax Bill | $808 (2023) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 077040M A 00100 |
| Primary APN | 077040M A 00100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 903 sqft Living Area |
| 1st Floor Area | 903 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,312 sqft (0.283 acres) |
| Lot Dimensions | 81 ft deep x 152 ft wide |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 154 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Utility Building | 308 sqft |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 188 DAVIS ST |
|---|---|
| City | DUNLAP |
| State | TN |
| Zip | 37327-3977 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FLOOD |
| Legal Description | DISTRICT: 4 |
| Jurisdiction | SEQUATCHIE TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 60103 |
188 Davis St is owned and occupied by two individuals who bought it in August 2026.
Source: Sequatchie County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 188 DAVIS ST, DUNLAP, TN 37327-3977 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL |
| Mar 19, 2024 | Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP |
| Nov 9, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2026 · Amount on File |
| Deed Sale | Aug 18, 2026 · Amount on File |
| Prior Sale | Mar 19, 2024 · Amount on File |
| Deed Document Number | 20262771 |
| Deed Book / Page | 483 / 309 |
| Transfer Doc | 0165000501 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Aug 18, 2026 |
| Property Address | 188 DAVIS ST, DUNLAP, TN 37327-3977 |
| Document Number | 0000002771 |
| Book / Page | 483 / 309 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 20262771 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | CLOSED TITLE, CLOSED |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80,345.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 188 DAVIS ST, DUNLAP, TN 37327-3977 |
| Document Number | 0000002772, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 20262772 |
| Name | GENEVA FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Mar 19, 2024 |
| Property Address | 188 DAVIS ST, DUNLAP, TN 37327-3977 |
| Document Number | 0000000732 |
| Book / Page | 469 / 397 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 24000732 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 188 DAVIS ST, DUNLAP, TN 37327-3977 |
| Document Number | 0000000733 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 24000733 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Nov 9, 2020 |
| Property Address | 188 DAVIS ST, DUNLAP, TN 37327-3977 |
| Document Number | 0000002809 |
| Book / Page | 000407 / 000377 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 2809 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $333.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7375 BLACKSTONE DR SIGNAL MOUNTAIN TN 373773547, SIGNAL MOUNTAIN, TN 37377-3547 |
Source: Sequatchie County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sequatchie County |
| Municipality | Dunlap City |
| Unified School District | Sequatchie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,475 Land $2,550 Building $30,925 | ||
| 2023 | $808.00 (+19.88%) | $33,475 (+64.7%) Land $2,550 Building $30,925 | $133,900 (+64.7%) Land $10,200 Building $123,700 |
| 2022 | $674.00 | $20,325 Land $2,450 Building $17,875 | $81,300 Land $9,800 Building $71,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 188 Davis St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 188 Davis St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 70% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BTC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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