Clinton County and Peru Town property record for 188 Davern Rd, Peru, NY 12972
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,433 sqft · built 1986 |
| Lot Size | 16.8 acres (731,808 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Jan 2004) |
| Tax Bill | $4,764 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 094000 292.-1-1.3 |
| Primary APN | 094000 292.-1-1.3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,433 sqft Living Area |
| 1st Floor Area | 1,233 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 731,808 sqft (16.8 acres) |
| Porch | Slab |
| Porch Area | 384 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 188 DAVERN RD |
|---|---|
| City | PERU |
| State | NY |
| Zip | 12972-4712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 14 PGL |
| Legal Block | 1 |
| Legal Lot Number | 1.003 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | PERU |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 101901 |
Source: Clinton County and Peru Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 188 DAVERN RD, PERU, NY 12972-4712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Mar 24, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2004 · Amount on Record |
| Deed Sale | Jan 29, 2004 · Amount on Record |
| Deed Book / Page | 20041 / 66001 |
| Last Transfer Date | Jan 19, 2017 |
| Transfer Doc | 0000020172/000008573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Jul 22, 2026 |
| Property Address | 188 DAVERN RD, PERU, NY 12972-4712 |
| Document Number | 0000351607 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 2026351607 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 188 DAVERN RD, PERU, NY 12972-4712 |
| Document Number | 0000351607, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 2026351607 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Mar 24, 2017 |
| Property Address | 188 DAVERN RD, PERU, NY 12972-4712 |
| Document Number | 0000285732 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 285732 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 188 DAVERN RD PERU NY 129724712, PERU, NY 12972-4712 |
Source: Clinton County and Peru Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Peru Town |
| Unified School District | AuSable Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,764.00 (+216.97%) Homeowner's exemption | ||
| 2025 | $1,503.00 | $271,000 (+9.67%) Land $54,100 Building $216,900 | $271,000 (+9.67%) Land $54,100 Building $216,900 |
| 2023 | $247,100 Land $49,100 Building $198,000 | $247,100 Land $49,100 Building $198,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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