La Plata County property record for 188 Cypress Ct, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,126 sqft · built 1998 |
| Lot Size | 0.066 acres (2,876 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $825,000 (Apr 2024) |
| Tax Bill | $2,943 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 5597-151-07-019 |
| Primary APN | 5597-151-07-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,126 sqft Living Area |
| Gross Area | 2,654 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Townhouse |
| Lot Area | 2,876 sqft (0.066 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | Deck Area |
| Patio Area | 224 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R417522 |
|---|---|
| Street Address | 188 CYPRESS CT |
| City | DURANGO |
| State | CO |
| Zip | 81301-3783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: DALTON RH/CYPRESS CT BLOCK: 0 LOT: 19 DALTON RANCH & GOLF CLUB PHASE IV, COMPLEX E,CYPRESS COURT TOWNHOMES PROJ 95-1, ENCLAVE AT DALTON RCH, CORR PL 2 & BA, #785617, 5/00 188 CYPRESS CT DURANGO 81301 |
| Legal Subdivision | DALTON RH/CYPRESS CT |
| Legal Phase | 15 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 970705 |
Source: La Plata County records · APN 5597-151-07-019
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 BLUEBILL AVE, 802, NAPLES, FL 34108-1715 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 08, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 08, 2024 · Amount on Record |
| Deed Sale | Apr 08, 2024 · Amount on Record |
| Prior Sale | Mar 05, 1998 · Amount on Record |
| Deed Document Number | 20241231157 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 188 CYPRESS CT, DURANGO, CO 81301-3783 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11 BLUEBILL AVE 802, 802, NAPLES, FL 34108-1715 |
| Document Number | 0001251064 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 1251064 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Apr 08, 2024 |
| Property Address | 188 CYPRESS CT, DURANGO, CO 81301-3783 |
| Document Number | 0001231157 |
| Map Reference | DOC 785617 |
| Instrument Date | Apr 01, 2024 |
| Instrument | 1231157 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2024 |
| Title Company | THREE RIVERS TITLE COMPANY, THREE RIVERS TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33932 AMBER LANTERN ST, DANA POINT, CA 92629-2269 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11 BLUEBILL AVE APT 802, 802, NAPLES, FL 34108-1715 |
| Document Number | 0001231158 |
|---|---|
| Date | Apr 08, 2024 |
| Instrument | 1231158 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,280 (-0.27%) Land $7,870 Building $44,410 | $838,750 (-) Land $126,240 Building $712,510 | |
| 2025 | $2,943.00 (+84.28%) | $52,420 (+42.37%) Land $7,890 Building $44,530 | $838,750 (+52.65%) Land $126,240 Building $712,510 |
| 2023 | $1,597.00 (+4.11%) | $36,820 (+5.2%) Land $6,170 Building $30,650 | $549,460 (+9.12%) Land $92,030 Building $457,430 |
| 2022 | $1,534.00 | $35,000 Land $7,040 Building $27,960 | $503,550 Land $101,240 Building $402,310 |
Source: FEMA National Flood Hazard Layer as of April 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Nearby Flood Policies | 38 in force |
| Wildfire Risk | Moderate above 64% of the US · above 54% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 242 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BLUE SKY RANCH INC ASSOC OF OWNERS private · serves 180 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Also Mapped Here | ANIMAS WC |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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