188 Cream St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Hyde Park Town property record for 188 Cream St, Poughkeepsie, NY 12601

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,762 sqft · built 1973
Lot Size1.2 acres (52,272 sqft)
Owner2 Company Names on Record
Tax Bill$7,324 (2025)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN133200-6264-03-354319-0000

Property Details

APN / Parcel Number

Primary APN133200-6264-03-354319-0000
Alternative APNs
  • 320000626400033543190000
  • 133200 6.264-3-354.319
  • 07354319

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,762 sqft Living Area
1st Floor Area1,287 sqft
Basement Area475 sqft
Finished Basement475 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1985
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area52,272 sqft (1.2 acres)
Garage TypeBasement
PorchOpen Porch
Porch Area189 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Account Number07354319
Street Address188 CREAM ST
CityPOUGHKEEPSIE
StateNY
Zip12601-6603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN
Legal Description1.2 AC. 1482 0542 1477 0662
Legal SubdivisionVAL-KILL HEIGHTS SEC I
Legal Block3
Legal Lot Number354
JurisdictionDUTCHESS NY
Township / Civil DivisionHYDE PARK
Census Block Group3
Census Block3000
Census Tract70301

Owner

Source: Dutchess County and Hyde Park Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address69 W DORSEY LN, HYDE PARK, NY 12538-1846
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 11, 2022
Transfer Doc0000001446
Record UpdatedJun 8, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUTCHESS NY
Property Address188 CREAM ST, POUGHKEEPSIE, NY 12601-6603
Document Number0000004490
Instrument DateJun 22, 2017
Transaction TypeMortgage
Record UpdatedSep 1, 2017
Title CompanyNORTH RIVER ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address188 CREAM ST POUGHKEEPSIE NY 126016603, POUGHKEEPSIE, NY 12601-6603

Mortgage

Document Number0000004490
DateJul 7, 2017
Instrument4490
Lender
NameHUDSON VLY FCU
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 6, 2032

Tax Assessment & Valuation

Source: Dutchess County and Hyde Park Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
County SubdivisionHyde Park Town
Unified School DistrictHyde Park Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,324.00 (+10.85%)$125,000 (-) Land $47,700 Building $77,300$352,100 (+8.44%)
2023$125,000 (-) Land $47,700 Building $77,300$324,700 (+16.25%) Land $123,906 Building $200,794
2022$125,000 Land $47,700 Building $77,300$279,300 Land $106,581 Building $172,719
2020$6,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims8 (2003–2013)
Claims Outside the SFHA3 of 8
Most Recent ClaimJul 2013 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable
940 / 35

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