188 Covered Bridge Rd, Ozark, MO 65721 Property Records

Christian County property record for 188 Covered Bridge Rd, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,189 sqft · built 1986
Lot Size	0.872 acres (38,010 sqft)
Owner	Individual Name on File
Deeds & Mortgages	May 2018 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-0.2-3-0-0-2.004`

Property Details

APN / Parcel Number

Primary APN	`18-0.2-3-0-0-2.004`
Alternative APN	`18-0.2-03-000-000-002.004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,189 sqft Adjusted Area
1st Floor Area	1,818 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	38,010 sqft (0.872 acres)
Lot Dimensions	210 ft deep x 180 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	188 COVERED BRIDGE RD
City	OZARK
State	MO
Zip	65721-5130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 150' W NW NWC SE1/4 NW1/4, TH NW 180.87' NE 210.02' SE 189.63', SW 209.57' TO POB ( SB-190 APPROVED APPLICANT )
Legal Range	21
Legal Township	26
Legal Section	03
Legal Subdivision	6000 OZARK OUT
Legal Tract	7
Jurisdiction	CHRISTIAN MO
Township / Civil Division	EAST FINLEY
Census Block Group	3
Census Block	3013
Census Tract	20303

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	188 COVERED BRIDGE RD, OZARK, MO 65721-5130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2018	Deed of Trust, Mortgage · ARM LANDMARK BANK NA
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Aug 18, 2021	Warranty Deed, Transfer · Conventional Mortgage SULLIVAN BANK
Jul 6, 2018	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021
Deed Sale	Aug 18, 2021
Prior Sale	Jul 6, 2018
Deed Document Number	2021015068
Deed Book / Page	2021 / 015068
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	188 COVERED BRIDGE RD, OZARK, MO 65721-5130
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201806760
Date	May 29, 2018
Book Page	2018/06760
Instrument	2018L06833

Lender

Name	LANDMARK BANK NA
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7%
Index	1-Year CMT
Margin	3
Max Rate	11%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	188 COVERED BRIDGE RD, OZARK, MO 65721-5130
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	TITAN TTL & CLOSING OF MO LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202004371
Date	Apr 3, 2020
Book Page	2020/4371
Instrument	2020L04416

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Aug 18, 2021
Property Address	188 COVERED BRIDGE RD, OZARK, MO 65721-5130
Document Number	0202115068
Book / Page	2021 / 15068
Instrument Date	Aug 16, 2021
Instrument	2021L15201
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	OZARK ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 CORDIA DR, OZARK, MO 65721-7546

Mortgage

Document Number	2021L15202
Date	Aug 18, 2021
Instrument	2021L15202

Lender

Name	SULLIVAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jul 6, 2018
Property Address	188 COVERED BRIDGE RD, OZARK, MO 65721-5130
Document Number	0201808709
Book / Page	2018 / 08709
Instrument Date	Jul 6, 2018
Instrument	2018L08804
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	OZARK ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 COVERED BRIDGE RD, OZARK, MO 65721-5130

Mortgage

Document Number	2018L08805
Date	Jul 6, 2018
Instrument	2018L08805

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$27,080 (+6.53%)	$142,500 (+6.5%) Land $20,000 Building $122,500
2023	$25,420	$133,800 Land $20,000 Building $113,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 69% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

May also be available: White River Connect.

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