188 Couchtown Rd, Warner, NH 03278 Property Records

Merrimack County and Warner Town property record for 188 Couchtown Rd, Warner, NH 03278

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,416 sqft · built 1997
Lot Size	24.5 acres (1,071,315 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Sep 2022)
Tax Bill	$8,908 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WRNR M:15 L:058`

Property Details

APN / Parcel Number

Primary APN	`WRNR M:15 L:058`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,416 sqft Living Area
Gross Area	4,116 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,071,315 sqft (24.5 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	188 COUCHTOWN RD
City	WARNER
State	NH
Zip	03278-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OC - O
Legal Lot Number	58
Jurisdiction	WARNER TOWN NH
Township / Civil Division	WARNER
Census Block Group	1
Census Block	1030
Census Tract	38500

Owner

Source: Merrimack County and Warner Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	188 COUCHTOWN RD, WARNER, NH 03278-4609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2025	Deed of Trust, Mortgage · Line of Credit THE WASHINGTON TRUST CO OF WESTERLY
Oct 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Sep 23, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Nov 13, 2015 · Amount on Record
Deed Document Number	202218411
Deed Book / Page	3806 / 1814
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARNER TOWN NH
Property Address	188 COUCHTOWN RD, WARNER, NH 03278-4609
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012677
Date	Aug 19, 2025
Book Page	3899/2120
Instrument	202500012677

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARNER TOWN NH
Property Address	188 COUCHTOWN RD, WARNER, NH 03278-4609
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025932
Date	Oct 7, 2021
Book Page	3762/1867
Instrument	202100025932

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARNER TOWN NH
Recording Date	Sep 23, 2022
Property Address	188 COUCHTOWN RD, WARNER, NH 03278-4609
Document Number	0000018411
Book / Page	3806 / 1814
Instrument Date	Sep 12, 2022
Instrument	202200018411
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 MOHAWK RD, CANTON, MA 02021-1206

Mortgage

Document Number	0000018412
Date	Sep 23, 2022
Instrument	202200018412

Lender

Name	BAY EQUITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merrimack County and Warner Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Warner Town
Unified School District	Kearsarge Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,908.00 (+18.27%)	$514,325 (+110.93%) Land $158,125 Building $356,200
2024	$7,532.00 (+5.09%)	$243,839 (-6.98%) Land $25,639 Building $218,200
2023			$652,840
2016	$7,167.00	$262,130 Land $60,840 Building $201,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2005–2006)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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