188 Compass Rose Dr, Groveland, FL 34736 Property Records

Lake County property record for 188 Compass Rose Dr, Groveland, FL 34736

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,344 sqft · built 2011
Lot Size	0.171 acres (7,475 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Dec 2022)
Tax Bill	$6,314 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Sep 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-22-25-2301-000-16400`

Property Details

APN / Parcel Number

Primary APN	`21-22-25-2301-000-16400`
Alternative APN	`3848294`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,344 sqft Living Area
1st Floor Area	1,292 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	7,475 sqft (0.171 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3848294
Street Address	188 COMPASS ROSE DR
City	GROVELAND
State	FL
Zip	34736-9694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTWOOD PHASE II PB 57 PG 74-76 LOT 164 ORB 6070 PG 22
Legal Range	25E
Legal Township	22S
Legal Section	21
Legal Subdivision	WESTWOOD PHASE
Legal Phase	2
Legal Tract	I-P
Legal Lot Number	164
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	3
Census Block	3023
Census Tract	31202

Owner

188 Compass Rose Dr is owned and occupied by an individual who bought it in December 2022.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	188 COMPASS ROSE DR, GROVELAND, FL 34736-9694
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 4, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Jun 8, 2011	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2022 · Amount on File
Deed Sale	Dec 21, 2022 · Amount on File
Prior Sale	Oct 21, 2011 · Amount on File
Deed Document Number	2022163302
Deed Book / Page	6070 / 22
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 21, 2022
Property Address	188 COMPASS ROSE DR, GROVELAND, FL 34736-9694
Document Number	0060700022
Book / Page	6070 / 22
Map Reference	MB 57 PG 74-76
Instrument Date	Dec 14, 2022
Instrument	2022163302
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 LAZY HOLLOW DR, GROVELAND, FL 34736-9585

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 COMPASS ROSE DR, GROVELAND, FL 34736-9694

Mortgage

Document Number	0000607024
Date	Dec 21, 2022
Instrument	6070/24

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	188 COMPASS ROSE DR, GROVELAND, FL 34736-9694
Document Number	0051741690
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 COMPASS ROSE DR GROVELAND FL 347369694, GROVELAND, FL 34736-9694

Mortgage

Document Number	0051741690
Date	Sep 25, 2018
Book Page	005174/001690
Instrument	112815

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2048

Interest

Rate	3.75%

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	188 COMPASS ROSE DR, GROVELAND, FL 34736-9694
Document Number	0051722007
Instrument Date	Jun 8, 2011
Transaction Type	Mortgage
Record Updated	Oct 1, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 COMPASS ROSE DR GROVELAND FL 347369694, GROVELAND, FL 34736-9694

Mortgage

Document Number	0051722007
Date	Sep 20, 2018
Book Page	005172/002007
Instrument	111062

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	ST LOUIS, MO 63120

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Groveland City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$340,660 Land $70,000 Building $270,660	$340,660 Land $70,000 Building $270,660
2024	$6,314.00 (+2.22%)
2023	$6,177.00 (+21.33%)	$332,034 (+7.26%)	$332,034 (+7.26%) Land $70,000 Building $262,034
2022	$5,091.00	$309,574	$309,574 Land $70,000 Building $239,574

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 188 Compass Rose Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	5 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Compass Rose Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Xfinity.

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