188 Clark Rd, Mc Rae, AR 72102 Property Records

White County property record for 188 Clark Rd, Mc Rae, AR 72102

Property Summary

Property Type	Rural Home
Details	728 sqft · built 1982
Lot Size	20 acres (875,120 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (May 2024)
Tax Bill	$243 (2025)
Deeds & Mortgages	May 2024 Sale & Line of Credit Mar 2022 Sale & Line of Credit
Flood Zone	Zone A (high risk)
APN	`001-06441-001`

Property Details

APN / Parcel Number

Primary APN	`001-06441-001`
Alternative APN	`190401`

Interior

Stories	1 Story
Building Area	728 sqft Living Area
1st Floor Area	728 sqft

Exterior

Year Built	Built 1982
Lot Area	875,120 sqft (20 acres)
Porch	Enclosed Porch
Porch Area	244 sqft

Location & Zoning

Street Address	188 CLARK RD
City	MC RAE
State	AR
Zip	72102-9697
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W 660' E 1223' N 1326.3' NE SW
Jurisdiction	WHITE AR
Township / Civil Division	MCRAE
Census Block Group	2
Census Block	2083
Census Tract	71102

Owner

188 Clark Rd, a rural home, is owned and occupied by an individual who bought it in May 2024.

Source: White County records, as of October 23, 2025

Owner of Record	Individual Name on File
Mailing Address	188 CLARK RD, MC RAE, AR 72102-9697
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2024	Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK
Mar 23, 2022	Warranty Deed, Transfer · Line of Credit THE FARMERS AND MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2024 · Amount on File
Deed Sale	May 24, 2024 · Amount on File
Deed Document Number	2024-007424
Deed Book / Page	2024 / 07424
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	May 24, 2024
Property Address	188 CLARK RD, MC RAE, AR 72102-9697
Document Number	DEED2024/7424
Book / Page	DEED 2024 / 7424
Instrument Date	May 23, 2024
Instrument	L202406324
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	WACO TITLE COMPANY CONWAY, WACO TITLE CO CONWAY REMAX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 176, DES ARC, AR 72040-0176

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 CLARK RD, MC RAE, AR 72102-9697

Mortgage

Document Number	MTG202412362
Date	May 24, 2024
Instrument	MTG 2024/12362

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	May 23, 2027

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	Mar 23, 2022
Property Address	MC RAE, AR 72102
Document Number	DEED2022/4773
Book / Page	DEED 2022 / 4773
Instrument Date	Mar 16, 2022
Instrument	L202204292
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 CLARK RD, MC RAE, AR 72102-9698

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 176, MC RAE, AR 72102-0176

Mortgage

Document Number	MTG20228305
Date	Mar 23, 2022
Instrument	MTG 2022/8305

Lender

Name	THE FARMERS AND MERCHANTS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 15, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 188 Clark Rd was $243 with a homeowner's exemption.

Source: White County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Unified School District	Beebe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$243.00 Homeowner's exemption	$5,973 Land $2,048 Building $3,925
2023	$36.00	$860 Land $860	$29,865 Land $10,240 Building $19,625

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 188 Clark Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 21, 2016

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Clark Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SE WHITE COUNTY WATER ASSOC serves 5,018 people · EPA ID AR0000594
Water Source	Purchased surface water from SEARCY WATERWORKS
Last State Inspection	Apr 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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