188 Cindy St, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 188 Cindy St, Old Bridge, NJ 08857 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,652 sqft · built 1958
Lot Size	0.209 acres (9,100 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jun 2017)
Tax Bill	$10,171 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-15577-0000-00451`

Property Details

APN / Parcel Number

Primary APN	`15-15577-0000-00451`
Alternative APNs	`151557700451` `12150000`

Interior

Stories	2 Stories
Building Area	1,652 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	140 ft deep x 65 ft wide

Location & Zoning

Account Number	12150000
Street Address	188 CINDY ST
City	OLD BRIDGE
State	NJ
Zip	08857-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	65X140
Legal Subdivision	CRESTWOOD
Legal Block	15577
Legal Lot Number	451
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	1
Census Block	1015
Census Tract	7805

Owner

Source: Middlesex County and Old Bridge Township records · APN 15-15577-0000-00451

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	188 CINDY ST, OLD BRIDGE, NJ 08857-3028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 14, 2018	Deed of Trust, Mortgage FREEDOM MTG
Jun 20, 2017	Grant Deed, Transfer · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2017 · Amount on Record
Deed Sale	Jun 20, 2017 · Amount on Record
Prior Sale	Aug 28, 1985 · Amount on Record
Deed Document Number	2017101
Deed Book / Page	6997 / 549
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	188 CINDY ST, OLD BRIDGE, NJ 08857-3028
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056881
Date	Sep 19, 2025
Book Page	19828/377
Instrument	2025056881

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	188 CINDY ST, OLD BRIDGE, NJ 08857-3028
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060120
Date	Jul 09, 2020
Book Page	17937/239
Instrument	2020060120

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Nov 01, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	188 CINDY ST, OLD BRIDGE, NJ 08857-3028
Document Number	0000083224
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 09, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	188 CINDY ST OLD BRIDGE NJ 088573028, OLD BRIDGE, NJ 08857-3028

Mortgage

Document Number	0000083224
Date	Sep 21, 2018
Book Page	017303/001424
Instrument	83224

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 20, 2017
Property Address	188 CINDY ST, OLD BRIDGE, NJ 08857-3028
Document Number	0000010435
Book / Page	006997 / 000549
Instrument Date	May 30, 2017
Instrument	10435
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 CINDY ST OLD BRIDGE NJ 088573028, OLD BRIDGE, NJ 08857-3028

Mortgage

Document Number	13759
Date	Jun 20, 2017
Book Page	016802/000197
Instrument	13759

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,700 (-) Land $70,800 Building $92,900	$163,700 (-) Land $70,800 Building $92,900
2025	$10,171.00 (+10.03%)	$163,700 (-) Land $70,800 Building $92,900	$163,700 (-) Land $70,800 Building $92,900
2024	$9,244.00 (+6.69%)
2023		$163,700 Land $70,800 Building $92,900	$163,700 Land $70,800 Building $92,900
2022	$8,664.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230078051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1984)
Most Recent Claim	Mar 1984, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 348 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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