Sequatchie County property record for 188 Cherry St, Dunlap, TN 37327 · Last verified August 2026
| Property Type | Commercial > Office > Commercial Office |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 1983 |
| Square Footage | 5,964 sqft Total Area |
| Lot Size | 2,840 sqft (0.065 acres) |
| Last Sale | $29,144 (2021) |
| Primary APN | 077048E G 01300 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 5,964 sqft Total Area |
| Upper Floors | 2,982 sqft Upper Floors |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick Exterior |
| Roof Construction | Wood Truss Roof Construction |
| Roof Material | Builtup (layered Asphalt) Roof |
| Lot Area | 2,840 sqft (0.065 acres) |
| Depth X Width | 71 ft x 40 ft Depth x Width |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 188 CHERRY ST |
|---|---|
| City | DUNLAP |
| State | TN |
| Zip | 37327-3712 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Commercial Office |
| Legal Description | DISTRICT: 4; SUBDIVISION: RANKINS ADD |
| Legal Subdivision | RANKINS ADD |
| Legal Lot Number | 6 |
| Jurisdiction | SEQUATCHIE TN |
| Minor Civil Division | 3 |
| Census Blockgroup | 3 |
| Census Block | 3023 |
| Census Tract | 60103 |
Source: Sequatchie County records · APN 077048E G 01300
Assessment roll updated January 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 758, DUNLAP, TN 37327-0758 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 06, 2023 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN VALLEY BANK |
| Dec 02, 2022 | Deed of Trust, Mortgage MOUNTAIN VALLEY BANK |
| Nov 21, 2022 | Intrafamily Transfer, Transfer |
| Sep 07, 2022 | Intrafamily Transfer, Transfer |
| Jul 14, 2022 | Deed of Trust, Mortgage MOUNTAIN VALLEY BANK |
| Feb 08, 2021 | Warranty Deed, Transfer · Line of Credit MOUNTAIN VALLEY BANK |
| Oct 13, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Oct 03, 2018 | Deed of Trust, Mortgage PRIVATE INDIVIDUAL |
| Aug 17, 2018 | Deed of Trust, Mortgage MOUNTAIN VLY BK |
| May 10, 2018 | Deed of Trust, Mortgage MOUNTAIN VLY NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 08, 2021 · Amount on Record |
| Deed Sale | Feb 08, 2021 · Amount on Record |
| Prior Sale | Aug 26, 2020 · Amount on Record |
| Deed Doc Number | 2021412 |
| Deed Book / Page | 413 / 88 |
| Last Transfer Date | Nov 10, 2022 |
| Transfer Doc | 0000003283 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 188 CHERRY ST, DUNLAP, TN 37327-3712 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002618 |
|---|---|
| Date | Dec 06, 2023 |
| Book Page | 467/543 |
| Instrument | 23002618 |
| Name | MOUNTAIN VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 01, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 188 CHERRY ST, DUNLAP, TN 37327-3712 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003361 |
|---|---|
| Date | Dec 02, 2022 |
| Book Page | 451/168 |
| Instrument | 22003361 |
| Name | MOUNTAIN VALLEY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Nov 21, 2022 |
| Property Address | 188 CHERRY ST, DUNLAP, TN 37327-3712 |
| Document Number | 0000003283 |
| Book / Page | 450 / 651 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 22003283 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 758, DUNLAP, TN 37327-0758 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Sep 07, 2022 |
| Property Address | 188 CHERRY ST, DUNLAP, TN 37327-3712 |
| Document Number | 0000002640 |
| Book / Page | 447 / 192 |
| Instrument Date | Sep 06, 2022 |
| Instrument | 22002640 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 388, DUNLAP, TN 37327-0388 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 188 CHERRY ST, DUNLAP, TN 37327-3712 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002096 |
|---|---|
| Date | Jul 14, 2022 |
| Book Page | 444/310 |
| Instrument | 22002096 |
| Name | MOUNTAIN VALLEY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 372 Months |
| Due | Jul 11, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Feb 08, 2021 |
| Property Address | 188 CHERRY ST, DUNLAP, TN 37327-3712 |
| Document Number | 0000000412 |
| Book / Page | 413 / 88 |
| Instrument Date | Feb 05, 2021 |
| Instrument | 21000412 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $107.84 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2687 W VALLEY RD, DUNLAP, TN 37327-6903 |
| Document Number | 0000000413 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 21000413 |
| Name | MOUNTAIN VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Oct 13, 2020 |
| Property Address | 188 CHERRY ST, DUNLAP, TN 37327-3712 |
| Document Number | 0000002558 |
| Book / Page | 000406 / 000094 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 2558 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 188 CHERRY ST DUNLAP TN 373273712, DUNLAP, TN 37327-3712 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 188 CHERRY ST, DUNLAP, TN 37327-3712 |
| Document Number | 0000002284 |
| Instrument Date | Oct 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 188 CHERRY ST DUNLAP TN 373273712, DUNLAP, TN 37327-3712 |
| Document Number | 0000002284 |
|---|---|
| Date | Oct 05, 2018 |
| Book Page | 000374/000422 |
| Instrument | 2284 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 188 CHERRY ST, DUNLAP, TN 37327-3712 |
| Document Number | 0000001951 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 188 CHERRY ST DUNLAP TN 373273712, DUNLAP, TN 37327-3712 |
| Document Number | 0000001951 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 000372/000809 |
| Instrument | 1951 |
| Name | MOUNTAIN VLY BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 26, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 188 CHERRY ST, DUNLAP, TN 37327-3712 |
| Document Number | 0000001127 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 188 CHERRY ST DUNLAP TN 373273712, DUNLAP, TN 37327-3712 |
| Document Number | 0000001127 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 000368/000707 |
| Instrument | 1127 |
| Name | MOUNTAIN VLY NAT'L BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | May 15, 2023 |
Source: Sequatchie County records · Assessment roll updated January 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sequatchie County |
| Municipality | Dunlap City |
| Unified School District | Sequatchie County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $184,320 (-) Land $14,000 Building $170,320 | ||
| 2023 | $4,450.00 (+104.6%) | $184,320 (+181.15%) Land $14,000 Building $170,320 | $460,800 (+181.15%) Land $35,000 Building $425,800 |
| 2022 | $2,175.00 | $65,560 Land $11,600 Building $53,960 | $163,900 Land $29,000 Building $134,900 |
188 Cherry St is in FEMA Zone A, inside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Sequatchie County (47153C), updated November 27, 2025
| FEMA Flood Zone | Zone A 1% annual chance, no base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 28th in Tennessee |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,545 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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