Kendall County property record for 188 Charles Ct, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,104 sqft · built 1987 |
| Lot Size | 0.261 acres (11,384 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $220,000 (Jul 2007) |
| Tax Bill | $4,937 (2024) |
| Deeds & Mortgages | Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-07-327-001 |
| Primary APN | 03-07-327-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 2,164 sqft |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 576 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Tri-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 11,384 sqft (0.261 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 188 CHARLES CT |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 49 BLK 8 SHORE HEIGHTS-UNIT 2 |
| Legal Subdivision | SHORE HEIGHTS |
| Legal Block | 8 |
| Legal Lot Number | 49 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 890301 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 188 CHARLES CT, OSWEGO, IL 60543-9114 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2007 · Amount on Record |
| Deed Sale | Jul 11, 2007 · Amount on Record |
| Prior Sale | Mar 1, 1988 · Amount on Record |
| Deed Document Number | 200721078 |
| Last Transfer Date | Sep 24, 2025 |
| Transfer Doc | 0000013057 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Oct 7, 2025 |
| Property Address | 188 CHARLES CT, OSWEGO, IL 60543-9114 |
| Document Number | 0000013057 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 202500013057 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 188 CHARLES CT, OSWEGO, IL 60543-9114 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $108,246 (+15%) Land $21,582 Building $86,664 | $324,738 (+15%) Land $64,746 Building $259,992 | |
| 2024 | $4,937.00 | $94,127 (+18.77%) Land $18,767 Building $75,360 | $282,381 (+18.77%) Land $56,301 Building $226,080 |
| 2022 | $79,251 Land $15,801 Building $63,450 | $237,753 Land $47,403 Building $190,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2013) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-VALLEY MARINA private · serves 1,102 people · EPA ID IL0935100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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