Rockwall County property record for 188 Chamberlain Dr, Fate, TX 75189
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,021 sqft · built 2015 |
| Lot Size | 0.178 acres (7,736 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,300 (Nov 2018) |
| Tax Bill | $6,908 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 327200080006000R |
| Primary APN | 327200080006000R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,021 sqft Living Area |
| Gross Area | 3,747 sqft |
| 1st Floor Area | 3,021 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,736 sqft (0.178 acres) |
| Lot Dimensions | 118 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 188 CHAMBERLAIN DR |
|---|---|
| City | FATE |
| State | TX |
| Zip | 75189-4915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHAMBERLAIN CROSSING PHASE 1, BLOCK 8, LOT 6 |
| Legal Subdivision | CHAMBERLAIN CROSSING PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 6 |
| Legal Block | 8 |
| Legal Lot Number | 6 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHEAST ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 40409 |
188 Chamberlain Dr is owned and occupied by an individual who bought it in November 2018.
Source: Rockwall County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 188 CHAMBERLAIN DR, FATE, TX 75189-4915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE MORTGAGE & LENDING |
| Nov 13, 2018 | Vendor's Lien, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on File |
| Deed Sale | Nov 13, 2018 · Amount on File |
| Prior Sale | Mar 3, 2016 · Amount on File |
| Deed Document Number | 201820077 |
| Prior Transfer Date | Nov 9, 2018 |
| Prior Transfer Doc | 0000020077 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 188 CHAMBERLAIN DR, FATE, TX 75189-4915 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007101 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 20220000007101 |
| Name | ABSOLUTE MORTGAGE & LENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2042 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Nov 13, 2018 |
| Property Address | 188 CHAMBERLAIN DR, FATE, TX 75189-4915 |
| Document Number | 0000020077 |
| Map Reference | CAB H SL 383 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 20180000020077 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 188 CHAMBERLAIN DR, FATE, TX 75189-4915 |
| Document Number | 0000020078 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 20180000020078 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 188 Chamberlain Dr was $6,908, down 1.5% from the year before.
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Fate City |
| County | Rockwall County |
| Unified School District | Rockwall Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $401,334 (-6.54%) Land $95,000 Building $306,334 | $401,334 (-6.54%) Land $95,000 Building $306,334 | |
| 2025 | $6,908.00 (-1.53%) | $429,426 Land $107,000 Building $322,426 | $429,426 Land $107,000 Building $322,426 |
| 2024 | $7,015.00 (-0.1%) | ||
| 2023 | $7,022.00 | $450,308 Land $110,000 Building $340,308 | $450,308 Land $110,000 Building $340,308 |
| 2021 | $6,029.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 188 Chamberlain Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2018–2025) |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 188 Chamberlain Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FATE serves 29,285 people · EPA ID TX1990006 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Peoples Communications Fixed Wireless · Fiber in parts of the area | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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