188 Cedar Dr, Commerce, GA 30529 Property Records

Jackson County property record for 188 Cedar Dr, Commerce, GA 30529 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1970
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (May 2018)
Tax Bill	$2,346 (2025)
Deeds & Mortgages	Dec 2019 Loan Modification May 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021 004D`

Property Details

APN / Parcel Number

Primary APN	`021 004D`
Alternative APN	`12997`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Heated Area
1st Floor Area	1,008 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2012
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Porch	Slab
Porch Area	30 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12997
Street Address	188 CEDAR DR
City	COMMERCE
State	GA
Zip	30529-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 NORTHSIDE SD/PLAT BK 07 PG 203
Legal Subdivision	NORTHSIDE
Legal Block	07
Legal Lot Number	8
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4042
Census Tract	10300

Owner

Source: Jackson County records · APN 021 004D

Assessment roll updated February 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	188 CEDAR DR, COMMERCE, GA 30529-1104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2019	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
May 07, 2018	Grant Deed, Transfer HOMESTAR FIN'L
Nov 21, 2017	Grant Deed, Transfer ATTORNEY ONLY
Sep 01, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2018 · Amount on Record
Deed Sale	May 02, 2018 · Amount on Record
Prior Sale	Nov 17, 2017 · Amount on Record
Deed Document Number	20181461
Deed Book / Page	80Q / 457
Prior Transfer Date	Aug 21, 2017
Prior Transfer Doc	00078E0521
Record Updated	Jun 08, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON GA
Property Address	188 CEDAR DR, COMMERCE, GA 30529-1104
Document Number	00087O0611
Instrument Date	Dec 04, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 CEDAR DR COMMERCE GA 305291104, COMMERCE, GA 30529-1104

Mortgage

Document Number	00087O0611
Date	Jan 08, 2020
Book Page	00087O/000611

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 07, 2050

Interest

Rate	4.12%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	May 07, 2018
Property Address	188 CEDAR DR, COMMERCE, GA 30529-1104
Document Number	00080Q0457
Book / Page	00080Q / 000457
Instrument Date	May 02, 2018
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$129.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 CEDAR DR COMMERCE GA 305291104, COMMERCE, GA 30529-1104

Mortgage

Document Number	80Q0458
Date	May 07, 2018
Book Page	00080Q/000458

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 06, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Nov 21, 2017
Property Address	188 CEDAR DR, COMMERCE, GA 30529-1104
Document Number	00078Z0402
Book / Page	00078Z / 000402
Instrument Date	Nov 17, 2017
Transaction Type	Transfer
Record Updated	Dec 07, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$45.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	188 CEDAR DR
Investor	Possibly a Property Investor

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 01, 2017
Property Address	188 CEDAR DR, COMMERCE, GA 30529-1104
Document Number	00078E0521
Book / Page	00078E / 000521
Instrument Date	Aug 21, 2017
Transaction Type	Transfer
Record Updated	Nov 09, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,346.00 (-3.3%)	$87,880 (-) Land $16,000 Building $71,880	$219,700 (-) Land $40,000 Building $179,700
2024	$2,426.00 (+3.9%)	$87,880 (+11.41%) Land $16,000 Building $71,880	$219,700 (+11.41%) Land $40,000 Building $179,700
2023	$2,335.00 (+32.97%)	$78,880 (+45.64%) Land $16,000 Building $62,880	$197,200 (+45.64%) Land $40,000 Building $157,200
2022	$1,756.00	$54,160 Land $4,000 Building $50,160	$135,400 Land $10,000 Building $125,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (13157C), updated March 14, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131570103004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 35% of the US · above 13% of Georgia
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 160 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Uniti Group	Cable	1,000 / 25
Uniti Group	DSL	200 / 20

May also be available at this address: Verizon, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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