Ouachita Parish property record for 188 Carter Ln, Monroe, LA 71203
| Property Type | Commercial |
|---|---|
| Details | 2 ba · 2,880 sqft |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $282,000 (Mar 2013) |
| Tax Bill | $2,584 (2025) |
| Deeds & Mortgages | Jan 2014 Mortgage Oct 2012 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 226061 |
| Primary APN | 226061 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,880 sqft |
| Lot Area | 217,800 sqft (5 acres) |
|---|---|
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 226061 |
|---|---|
| Street Address | 188 CARTER LN |
| City | MONROE |
| State | LA |
| Zip | 71203-7348 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 5 ACS IN SE4 OF SW4 SEC 8 T18N R5E BEG 830 FT E OF NW COR OF SE4 OF SW4, S 650.1 FT, E 320 FT N 650.1 FT, W 320 FT TO BEG |
| Legal Range | 05E |
| Legal Township | 18N |
| Legal Section | 08 |
| Jurisdiction | OUACHITA LA |
| Township / Civil Division | E |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10104 |
188 Carter Ln, a commercial property, is owned and occupied by two individuals who bought it in March 2013.
Source: Ouachita Parish records, as of February 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 188 CARTER LN, MONROE, LA 71203-7348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2014 | Deed of Trust, Mortgage · Conventional Mortgage RICHLAND STATE BANK |
| Oct 9, 2012 | Deed of Trust, Mortgage · VA Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2013 · Amount on File |
| Deed Sale | Mar 18, 2013 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 188 CARTER LN, MONROE, LA 71203-7348 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003213/845 |
|---|---|
| Date | Jan 21, 2014 |
| Book Page | 3213/845 |
| Instrument | 1643505 |
| Name | RICHLAND STATE BANK |
|---|---|
| Address | WEST MONROE, LA 71291 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 188 CARTER LN, MONROE, LA 71203-7348 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003087/388 |
|---|---|
| Date | Oct 9, 2012 |
| Book Page | 3087/388 |
| Instrument | 1614125 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2042 |
The 2025 property tax bill for 188 Carter Ln was $2,584, up 10.5% from the year before.
Source: Ouachita Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | Ouachita Parish |
| Unified School District | Ouachita Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,584.00 (+10.52%) | $1,676 (-93.08%) Land $1,614 Building $62 | $16,757 (-93.08%) Land $16,140 Building $617 |
| 2024 | $2,338.00 (+0.95%) | $24,233 (-) Land $1,614 Building $22,619 | $242,328 (-) Land $16,140 Building $226,188 |
| 2023 | $2,316.00 (+18.1%) | $24,233 (+0.34%) Land $1,614 Building $22,619 | $242,328 (+0.34%) Land $16,140 Building $226,188 |
| 2022 | $1,961.00 | $24,151 Land $1,614 Building $22,537 | $241,511 Land $16,140 Building $225,371 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 188 Carter Ln in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 3 (2016) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 188 Carter Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 53% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETTER WATERWORKS WATER SYSTEM private · serves 2,160 people · EPA ID LA1073003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 Haloacetic acids resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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