188 Captains Pointe Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 188 Captains Pointe Cir, Saint Augustine, FL 32086 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1994
Square Footage	1,602 sqft Living Area
Lot Size	7,840 sqft (0.18 acres)
Garage	Attached, 484 sqft
Occupancy	Owner Occupied
Tax Bill	$1,149.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`181705-0170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,602 sqft Living Area
Gross Area	2,701 sqft Gross Area
1st Floor	1,602 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1994
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,840 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	484 sqft Garage
Porch Area	45 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	188 CAPTAINS POINTE CIR
City	SAINT AUGUSTINE
State	FL
Zip	32086-7211
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	19/61-62 CAPTAINS POINTE SUB LOT 17 & W 2FT OF LOT 16 OR946/1547
Legal Range	30E
Legal Township	08S
Legal Section	17
Legal Subdivision	CAPTAINS POINTE
Legal Block	2
Legal Lot Number	17,16
Jurisdiction	ST JOHNS FL
Minor Civil Division	MATANZAS
Census Blockgroup	2
Census Block	2002
Census Tract	21210

Owner

Source: St. Johns County records · APN 181705-0170

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	188 CAPTAINS POINTE CIR, SAINT AUGUSTINE, FL 32086-7211
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	188 CAPTAINS POINTE CIR, SAINT AUGUSTINE, FL 32086-7211
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 CAPTAINS POINTE CIR, SAINT AUGUSTINE, FL 32086-7211

Mortgage

Document Number	0054960921
Date	Feb 18, 2022
Book Page	5496/921
Instrument	2022018239

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	885 Months
Due	Nov 11, 2095

Interest

Rate Type	Adjustable Rate
Rate	2.32%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Apr 01, 2022
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Index	1-Year CMT
Max Rate	7.32%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,440 (+2.7%)	$272,057 (-14.74%) Land $67,200 Building $204,857
2025	$1,149.00 (+20.95%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$154,275 (+5.99%)	$319,098 (-3.57%) Land $67,200 Building $251,898
2024	$950.00 (+0.74%)
2023	$943.00 (+3.4%) Homeowner's exemption Senior Citizen's exemption	$145,560 (+3%)	$330,899 (+10.05%) Land $67,200 Building $263,699
2022	$912.00 Homeowner's exemption Senior Citizen's exemption	$141,320	$300,681 Land $67,200 Building $233,481

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.