188 Candelara St, Carthage, TX 75633 Property Records

Panola County property record for 188 Candelara St, Carthage, TX 75633

Property Summary

Property Type	Single Family Home
Details	3,221 sqft · built 2001
Lot Size	0.605 acres (26,364 sqft)
Owner	2 Individual Names on File
Last Sale	$206,300 (Jul 2024)
Tax Bill	$10,304 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
APN	`01471-00095-00010-000000`

Property Details

APN / Parcel Number

Primary APN	`01471-00095-00010-000000`
Alternative APN	`30370`

Interior

Building Area	3,221 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	26,364 sqft (0.605 acres)
Garage Type	Attached
Garage Area	441 sqft

Location & Zoning

Account Number	01471-00095-00010-000000
Street Address	188 CANDELARA ST
City	CARTHAGE
State	TX
Zip	75633-2200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	BLK 95-N LT 10 CANDELARA S/D
Legal Subdivision	CANDELARA S/D
Legal Block	95-N
Legal Lot Number	10
Jurisdiction	PANOLA TX
Township / Civil Division	CARTHAGE
Census Block Group	4
Census Block	4016
Census Tract	950402

Owner

188 Candelara St is owned and occupied by two individuals who bought it in July 2024.

Source: Panola County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	188 CANDELARA ST, CARTHAGE, TX 75633-2200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2024 · Amount on File
Deed Sale	Jul 16, 2024 · Amount on File
Prior Sale	Dec 30, 2020 · Amount on File
Deed Document Number	2024259162
Prior Transfer Date	Dec 15, 2020
Prior Transfer Doc	002117/274
Record Updated	Oct 29, 2026

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PANOLA TX
Recording Date	Dec 30, 2020
Property Address	188 CANDELARA ST, CARTHAGE, TX 75633-2200
Document Number	002117/274
Book / Page	2117 / 274
Map Reference	SL 227-B
Instrument Date	Dec 15, 2020
Instrument	230412
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9662 MULBERRY LN, 9662, FRISCO, TX 75033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 W PANOLA ST, CARTHAGE, TX 75633-2349

Mortgage

Document Number	0000230413
Date	Dec 30, 2020
Instrument	230413

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 188 Candelara St was $10,304 with a homeowner's exemption, up 2.8% from the year before.

Source: Panola County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Carthage City
County	Panola County
Unified School District	Carthage Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,304.00 (+2.81%) Homeowner's exemption	$437,130 (-6.21%) Land $37,280 Building $399,850	$437,130 (-6.21%) Land $37,280 Building $399,850
2025	$10,022.00 Homeowner's exemption	$466,060 Land $37,280 Building $428,780	$466,060 Land $37,280 Building $428,780
2023		$349,790 Land $19,740 Building $330,050	$349,790 Land $19,740 Building $330,050
2022	$6,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 188 Candelara St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Candelara St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARTHAGE serves 6,770 people · EPA ID TX1830001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment May 2020
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20