188 Byrd Point Ln, Louisa, VA 23093 Property Records

Louisa County property record for 188 Byrd Point Ln, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,507 sqft · built 2006
Lot Size	2.52 acres (109,771 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Dec 2025)
Tax Bill	$4,098 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55 17 4`

Property Details

APN / Parcel Number

Primary APN	`55 17 4`
Alternative APNs	`28015` `26555`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,507 sqft Living Area
1st Floor Area	1,332 sqft
Attic	Attic
Attic Area	300 sqft
Basement Area	1,332 sqft
Unfinished Basement	1,332 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	109,771 sqft (2.52 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	52 sqft
Deck Area	400 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	26555
Street Address	188 BYRD POINT LN
City	LOUISA
State	VA
Zip	23093-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	BYRD POINT SUB PB 8/1961-62 LOT 4 DB 1329/748 2.52 AC
Legal Subdivision	BYRD POINT SUB
Legal Lot Number	4
Jurisdiction	LOUISA VA
Township / Civil Division	PATRICK HENRY
Census Block Group	1
Census Block	1035
Census Tract	950302

Owner

188 Byrd Point Ln is owned and occupied by an individual who bought it in December 2025.

Source: Louisa County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	188 BYRD POINT LN, LOUISA, VA 23093-3229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Dec 16, 2025	Deed, Transfer · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Jul 11, 2013 · Amount on File
Deed Document Number	202511510
Deed Book / Page	2053 / 887
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	188 BYRD POINT LN, LOUISA, VA 23093-3229
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 BYRD POINT LN, LOUISA, VA 23093-3229

Mortgage

Document Number	001736/370
Date	Feb 9, 2021
Book Page	1736/370
Instrument	202100001507

Lender

Name	UNITED BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Dec 16, 2025
Property Address	188 BYRD POINT LN, LOUISA, VA 23093-3229
Document Number	002053/887
Book / Page	2053 / 887
Map Reference	MB 8 PG 1961&1962
Instrument Date	Dec 10, 2025
Instrument	202500011510
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 BYRD POINT LN, LOUISA, VA 23093-3229

Mortgage

Document Number	0002053890
Date	Dec 16, 2025
Instrument	2053/890

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 188 Byrd Point Ln was $4,098, up 12.6% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$589,600 (+3.58%) Land $54,400 Building $535,200	$589,600 (+3.58%) Land $54,400 Building $535,200
2025	$4,098.00 (+12.58%)	$569,200 Land $44,800 Building $524,400	$569,200 Land $44,800 Building $524,400
2024	$3,640.00
2023		$480,000 Land $36,400 Building $443,600
2022	$2,027.00		$480,000 Land $36,400 Building $443,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 188 Byrd Point Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Byrd Point Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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