188 Bumgarner Dr, Forest, VA 24551 Property Records

Campbell County property record for 188 Bumgarner Dr, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,575 sqft · built 1963
Lot Size	0.79 acres (34,226 sqft)
Owner	Individual Name on Record
Tax Bill	$786 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Dec 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20A-4-9`

Property Details

APN / Parcel Number

Primary APN	`20A-4-9`
Alternative APNs	`020A-04000-009-0` `002090400` `2090400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,575 sqft Living Area
Basement Area	250 sqft
Finished Basement	250 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Lot Area	34,226 sqft (0.79 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	2090400
Street Address	188 BUMGARNER DR
City	FOREST
State	VA
Zip	24551-3957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LOT 9 BUMGARNER
Legal Lot Number	9
Jurisdiction	CAMPBELL VA
Township / Civil Division	TIMBERLAKE
Census Block Group	1
Census Block	1002
Census Tract	20402

Owner

Source: Campbell County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	188 BUMGARNER DR, FOREST, VA 24551-3957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST BANK AND TRUST COMPANY
Dec 7, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 5, 2023	Intrafamily Transfer, Transfer
Dec 26, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 29, 2023
Transfer Doc	0000004741
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	188 BUMGARNER DR, FOREST, VA 24551-3957
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190003324
Date	Jul 9, 2019
Instrument	190003324

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	73 Months
Due	Aug 1, 2025

Interest

Rate Type	Fixed Rate

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	188 BUMGARNER DR, FOREST, VA 24551-3957
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230005654
Date	Dec 7, 2023
Instrument	230005654

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMPBELL VA
Recording Date	Oct 5, 2023
Property Address	188 BUMGARNER DR, FOREST, VA 24551-3957
Document Number	0230004741
Instrument Date	Sep 29, 2023
Instrument	230004741
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 ODARA DR APT 107, 107, FOREST, VA 24551-3169

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMPBELL VA
Recording Date	Dec 26, 2018
Property Address	188 BUMGARNER DR, FOREST, VA 24551-3957
Document Number	0180005901
Instrument Date	Dec 20, 2018
Instrument	180005901
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 ODARA DR APT 107, 107, FOREST, VA 24551-3169

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Campbell County
Unified School District	Campbell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$786.00	$174,800 (-) Land $45,000 Building $129,800	$174,800 (-) Land $45,000 Building $129,800
2025	$786.00	$174,800 (-) Land $45,000 Building $129,800
2023	$786.00	$174,800 Land $45,000 Building $129,800	$174,800 Land $45,000 Building $129,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMPBELL COUNTY CENTRAL SYSTEM serves 21,761 people · EPA ID VA5031150
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	10 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Glo Fiber Cable	1,200 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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