188 Bonnie Ln, Pacifica, CA 94044 Property Records

San Mateo County property record for 188 Bonnie Ln, Pacifica, CA 94044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,350 sqft · built 1989
Lot Size	0.136 acres (5,932 sqft)
Owner	2 Company Names on Record
Tax Bill	$10,265 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`009-641-040`

Property Details

APN / Parcel Number

Primary APN	`009-641-040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,350 sqft Living Area
1st Floor Area	1,080 sqft
2nd Floor Area	1,270 sqft
Family Room	Family Room

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	5,932 sqft (0.136 acres)
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	188 BONNIE LN
City	PACIFICA
State	CA
Zip	94044-1491
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10000
Legal Description	PARCEL B PARCEL MAP VOL 61/85
Legal Subdivision	PARCEL MAP IN PACIFICA
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1010
Census Tract	602900

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	188 BONNIE LN, PACIFICA, CA 94044-1491
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 7, 2020
Transfer Doc	0000079643
Record Updated	Oct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Aug 11, 2020
Property Address	188 BONNIE LN, PACIFICA, CA 94044-1491
Document Number	0000078948
Map Reference	VOL 61 PG 85
Instrument Date	Jul 7, 2020
Instrument	2020-078948
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	180 BONNIE LN, PACIFICA, CA 94044-1491

Mortgage

Document Number	0000078949
Date	Aug 11, 2020
Instrument	2020-078949

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 12, 2020
Property Address	188 BONNIE LN, PACIFICA, CA 94044-1491
Document Number	0000079643
Instrument Date	Jul 7, 2020
Instrument	79643
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	188 BONNIE LN PACIFICA CA 940441491, PACIFICA, CA 94044-1491

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$737,235 (+2%) Land $333,079 Building $404,156
2025	$10,265.00 (+11.35%) Homeowner's exemption	$722,782 (+4.04%) Land $326,549 Building $396,233
2023	$9,219.00 (+4.29%) Homeowner's exemption	$694,719 Land $313,870 Building $380,849	$1,602,630
2022	$8,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1989–2021)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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