Hancock County and Bar Harbor Town property record for 188 Bluff Rd, Bar Harbor, ME 04609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,698 sqft · built 2023 |
| Lot Size | 3.4 acres (148,104 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,123 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 236-015-004 |
| Primary APN | 236-015-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,698 sqft Living Area |
| Gross Area | 3,396 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 148,104 sqft (3.4 acres) |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 236-015-004 |
|---|---|
| Street Address | 188 BLUFF RD |
| City | BAR HARBOR |
| State | ME |
| Zip | 04609-7312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 15-4 |
| Jurisdiction | BAR HARBOR ME |
| Township / Civil Division | BAR HARBOR |
| Census Block Group | 5 |
| Census Block | 5047 |
| Census Tract | 965900 |
Source: Hancock County and Bar Harbor Town records · APN 236-015-004
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 188 BLUFF RD, BAR HARBOR, ME 04609-7312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Hancock County and Bar Harbor Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Bar Harbor Town |
| Elementary School District | Bar Harbor (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2024 | $9,123.00 (+75.71%) | $908,700 (+51.93%) Land $281,300 Building $627,400 |
| 2023 | $5,192.00 | $598,100 Land $281,300 Building $316,800 |
Source: FEMA National Flood Hazard Layer, Hancock County (23009C), as of October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230099659005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 26 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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