188 Birch St, Thendara, NY 13472 Property Records

Herkimer County and Webb Town property record for 188 Birch St, Thendara, NY 13472

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,360 sqft · built 1900
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Dec 1994)
Tax Bill	$1,736 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2023 Line of Credit + 1 more
APN	`215400 041.64-2-45`

Property Details

APN / Parcel Number

Primary APN	`215400 041.64-2-45`
Alternative APNs	`540004106400020450000000` `200120840`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,360 sqft Living Area
1st Floor Area	760 sqft
2nd Floor Area	600 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	225 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	200120840
Street Address	188 BIRCH ST
City	THENDARA
State	NY
Zip	13472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	17 THEN 111 10-11 RES TWP 7 JBTR THENDARA
Legal Block	2
Legal Lot Number	45.000
Jurisdiction	HERKIMER NY
Township / Civil Division	WEBB
Census Block Group	2
Census Block	2038
Census Tract	11502

Owner

Source: Herkimer County and Webb Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 151, OLD FORGE, NY 13420-0151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA
Mar 16, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK NA
Apr 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 1994 · Amount on Record
Deed Sale	Dec 23, 1994 · Amount on Record
Deed Book / Page	820 / 318
Last Transfer Date	Jun 26, 2002
Transfer Doc	0910000079
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	188 BIRCH ST, THENDARA, NY 13472
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20254869
Date	Nov 5, 2025
Instrument	RP2025-4869

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	188 BIRCH ST, THENDARA, NY 13472
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RP20231169
Date	Mar 16, 2023
Instrument	RP2023-1169

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	188 BIRCH ST, THENDARA, NY 13472
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020212122
Date	Apr 23, 2021
Instrument	2021-2122

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Webb Town
Unified School District	Town of Webb Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,736.00 (+3.39%) Homeowner's exemption
2025	$1,679.00 (-5.51%)	$125,300 (-) Land $32,200 Building $93,100	$219,825 (+25.79%) Land $56,491 Building $163,334
2023		$125,300 Land $32,200 Building $93,100	$174,756 Land $44,909 Building $129,847
2020	$1,777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD FORGE-THENDARA WATER DISTRICT serves 1,275 people · EPA ID NY2102312
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: IHM Eagle.

Nearby Properties on Birch St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures