Delta County property record for 188 Bert St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,616 sqft · built 1991 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $374,700 (Jun 2026) |
| Tax Bill | $1,674 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | R011929 |
| Primary APN | R011929 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,616 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Municipal |
| Account Number | R011929 |
|---|---|
| Street Address | 188 BERT ST |
| City | DELTA |
| State | CO |
| Zip | 81416-2249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 188 BERT ST DELTA 81416 S: 18 T: 15S R: 95W SUBDIVISION: GARNET MESA SUBDIVISION LOT: 11 LOT 11 RESUBD BLK L,E,& F GARNET MESA SUBD/DELTA BK 449 PG 232 BK 460 PG 597(R-368663) BK 513 PG 724 BK 664 PG 876 BK 685 PG 706 BK 832 PG 589 R-634145 R674564 R |
| Legal Subdivision | GARNET MESA SUBDIVISION |
| Legal Lot Number | 11 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 964900 |
188 Bert St is owned and occupied by two individuals who bought it in June 2026.
Source: Delta County records, as of June 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 188 BERT ST, DELTA, CO 81416-2249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Nov 18, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on File |
| Deed Sale | Jun 10, 2026 · Amount on File |
| Prior Sale | Nov 18, 2021 · Amount on File |
| Deed Document Number | 2026768324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jun 10, 2026 |
| Property Address | 188 BERT ST, DELTA, CO 81416-2249 |
| Document Number | 0000768324 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 2026768324 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,784.47 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 188 BERT ST, DELTA, CO 81416-2249 |
| Document Number | 0000768325, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 2026768325 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 18, 2021 |
| Property Address | 188 BERT ST, DELTA, CO 81416-2249 |
| Document Number | 734545 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 734545 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 493, PALMER, PR 00721-0493 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 188 BERT ST, DELTA, CO 81416-2249 |
| Document Number | 734546 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 734546 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 188 Bert St was $1,674, up 17.6% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,674.00 (+17.56%) | $24,601 (+14.27%) Land $3,125 Building $21,476 | $393,616 Land $50,000 Building $343,616 |
| 2024 | $1,424.00 (+3.94%) | $21,529 (-) Land $2,860 Building $18,669 | |
| 2023 | $1,370.00 (+29%) | $21,529 (+30.76%) Land $2,860 Building $18,669 | $321,340 (+35.65%) Land $42,693 Building $278,647 |
| 2022 | $1,062.00 | $16,464 Land $3,128 Building $13,336 | $236,882 Land $45,000 Building $191,882 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 188 Bert St in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 188 Bert St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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