188 Austin Ave, Chepachet, RI 02814 Property Records

Smithfield Town property record for 188 Austin Ave, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,914 sqft · built 1992
Lot Size	3.96 acres (172,783 sqft)
Owner	Company Name on File
Last Sale	$204,000 (Dec 1994)
Tax Bill	$7,107 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-0237-80`

Property Details

APN / Parcel Number

Primary APN	`23-0237-80`
Alternative APN	`SMIT M:47 B:000 L:002 U`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,914 sqft Living Area
Gross Area	4,872 sqft
1st Floor Area	1,914 sqft
Basement Area	1,830 sqft
Unfinished Basement	1,830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	172,783 sqft (3.96 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	23-0237-80
Street Address	188 AUSTIN AVE
City	CHEPACHET
State	RI
Zip	02814-1582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Lot Number	2
Jurisdiction	SMITHFIELD RI
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3037
Census Tract	12701

Owner

Source: Smithfield Town records · APN 23-0237-80

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	188 AUSTIN AVE, CHEPACHET, RI 02814-1582
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Aug 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC
Oct 05, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 09, 2017	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 1994 · Amount on Record
Deed Sale	Dec 15, 1994 · Amount on Record
Deed Book / Page	183 / 150
Last Transfer Date	Sep 25, 2020
Transfer Doc	1304-72
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITHFIELD RI
Recording Date	May 14, 2026
Property Address	188 AUSTIN AVE, CHEPACHET, RI 02814-1582
Document Number	0000001153
Book / Page	1591 / 269
Instrument Date	May 05, 2026
Instrument	20261153
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 AUSTIN AVE, CHEPACHET, RI 02814-1582

Mortgage

Document Number	001591-269,
Date	May 14, 2026
Book Page	1591/269
Instrument	20261153

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2046

Interest

Rate	6.37%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITHFIELD RI
Property Address	188 AUSTIN AVE, CHEPACHET, RI 02814-1582
Transaction Type	Mortgage
Record Updated	Mar 04, 2021
Title Company	EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	834-67
Date	Aug 20, 2020
Book Page	834/67
Instrument	44235

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SMITHFIELD RI
Recording Date	Oct 05, 2020
Property Address	188 AUSTIN AVE, CHEPACHET, RI 02814-1582
Document Number	1304-72
Book / Page	001304 / 000072
Instrument Date	Sep 25, 2020
Instrument	3693
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	188 AUSTIN AVE CHEPACHET RI 028141582, CHEPACHET, RI 02814-1582

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITHFIELD RI
Property Address	188 AUSTIN AVE, CHEPACHET, RI 02814-1582
Document Number	1114-273
Book / Page	001114 / 000273
Instrument Date	Jun 09, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 AUSTIN AVE CHEPACHET RI 028141582, CHEPACHET, RI 02814-1582

Mortgage

Document Number	1114-273
Date	Jun 28, 2017
Book Page	001114/000273
Instrument	40796

Lender

Name	SANTANDER BK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

Source: Smithfield Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Smithfield Town
Unified School District	Smithfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,107.00 (+2.94%)	$573,600 (+13.99%) Land $223,700 Building $349,900
2023	$6,904.00 (+2.69%)	$503,200 (-) Land $188,000 Building $315,200
2022	$6,723.00	$503,200 Land $188,000 Building $315,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1983–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2021 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 33 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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