Madera County property record for 188 Arbor Dr S, Madera, CA 93636
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,421 sqft · built 2024 |
| Lot Size | 0.047 acres (2,052 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,500 (Jan 2024) |
| Tax Bill | $5,682 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-281-012-000 |
| Primary APN | 080-281-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,421 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 2,052 sqft (0.047 acres) |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 188 ARBOR DR S |
|---|---|
| City | MADERA |
| State | CA |
| Zip | 93636-8194 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC5 12/20 TRACT 296 AT RIVERSTONE 66/148 LOT 12 |
| Legal Subdivision | RIVERSTONE |
| Legal Tract | 296 |
| Legal Lot Number | 12 |
| Jurisdiction | MADERA CA |
| Township / Civil Division | MADERA SOUTHEAST |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 1100 |
Source: Madera County records · APN 080-281-012-000
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 188 ARBOR DR S, MADERA, CA 93636-8194 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ANSWER HOME LENDING INC |
| Jan 08, 2024 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2024 · Amount on Record |
| Deed Sale | Jan 08, 2024 · Amount on Record |
| Deed Document Number | 2024430 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADERA CA |
| Property Address | 188 ARBOR DR S, MADERA, CA 93636-8194 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 188 ARBOR DR S, MADERA, CA 93636-8194 |
| Document Number | 0000025396 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 2025025396 |
| Name | ANSWER HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | GRANITE BAY, CA 95746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADERA CA |
| Recording Date | Jan 08, 2024 |
| Property Address | 188 ARBOR DR S, MADERA, CA 93636-8194 |
| Document Number | 0000000430 |
| Map Reference | MB 66 PG 148&149 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 2024000430 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 19, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 188 ARBOR DR S, MADERA, CA 93636-8194 |
| Document Number | 0000000431 |
|---|---|
| Date | Jan 08, 2024 |
| Instrument | 2024000431 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
Source: Madera County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Madera County |
| Unified School District | Golden Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $400,730 (+2%) Land $93,636 Building $307,094 | |
| 2025 | $5,682.00 (+304.13%) | $392,873 (+1,983.1%) Land $91,800 Building $301,073 |
| 2023 | $1,406.00 (+40.04%) | $18,860 Land $18,860 |
| 2022 | $1,004.00 |
Source: FEMA National Flood Hazard Layer as of October 18, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Wildfire Risk | High above 79% of the US · above 56% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 307 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RIVERSTONE/ROOTCREEK WATER DISTRICT private · serves 10,276 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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