188 4th St, Monteagle, TN 37356 Property Records

Grundy County property record for 188 4th St, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,038 sqft · built 1956
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,500 (Oct 2015)
Tax Bill	$802 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031107C D 00600`

Property Details

APN / Parcel Number

Primary APN	`031107C D 00600`
Alternative APN	`107C D 00600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,038 sqft Living Area
1st Floor Area	2,038 sqft
Basement Area	440 sqft
Finished Basement	440 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1995
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	552 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	188 4TH ST
City	MONTEAGLE
State	TN
Zip	37356-7418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M01
Legal Subdivision	CHRIS KIDWELL PROP
Jurisdiction	GRUNDY TN
Township / Civil Division	3
Census Block Group	2
Census Block	2067
Census Tract	955100

Owner

Source: Grundy County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	188 4TH ST, MONTEAGLE, TN 37356-7418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-COUNTY BANK
Oct 18, 2019	Deed of Trust, Mortgage SOVEREIGN TITLE AND ESCROW LLC, SOVEREIGN TITLE & ESCROW LLC
Feb 20, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS TRI-CNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2015 · Amount on Record
Deed Sale	Oct 19, 2015 · Amount on Record
Prior Sale	Dec 15, 2009 · Amount on Record
Deed Document Number	85148
Deed Book / Page	1069 / 646
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	188 4TH ST, MONTEAGLE, TN 37356-7418
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 4TH ST, MONTEAGLE, TN 37356-7418

Mortgage

Document Number	1140/518
Date	Nov 4, 2021
Book Page	1140/518
Instrument	101383

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	37386

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 29, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	188 4TH ST, MONTEAGLE, TN 37356-7418
Document Number	0000094890
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	SOVEREIGN TITLE AND ESCROW LLC, SOVEREIGN TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 4TH ST MONTEAGLE TN 373567418, MONTEAGLE, TN 37356-7418

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	188 4TH ST, MONTEAGLE, TN 37356-7418
Document Number	0000093100
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 4TH ST MONTEAGLE TN 373567418, MONTEAGLE, TN 37356-7418

Mortgage

Document Number	0000093100
Date	Feb 27, 2019
Book Page	001102/000059
Instrument	93100

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	MONTEAGLE, TN 37356

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 26, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Municipality	Monteagle Town
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$802.00	$56,275 (-) Land $6,950 Building $49,325
2024	$802.00	$56,275 (-) Land $6,950 Building $49,325
2023	$802.00 (+8.38%)	$56,275 (+68.24%) Land $6,950 Building $49,325
2022	$740.00	$33,450 Land $4,550 Building $28,900	$133,800 (-40.56%) Land $18,200 Building $115,600
2020			$225,100 Land $27,800 Building $197,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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