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18796 Choctaw Rd, Bend, OR 97702 Property Records

Deschutes County property record for 18796 Choctaw Rd, Bend, OR 97702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,820 sqft · built 2005
Lot Size1.42 acres (61,855 sqft)
Owner2 Individual Names on Record
Last Sale$875,000 (Jul 2023)
Tax Bill$2,538 (2025)
Deeds & MortgagesJul 2023 Sale
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN181126-BB-00400

Property Details

APN / Parcel Number

Primary APN181126-BB-00400
Alternative APNs
  • R1004181123C005500
  • 110693

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,820 sqft Living Area
Gross Area2,612 sqft
1st Floor Area960 sqft
AtticAttic
Attic Area308 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Lot Area61,855 sqft (1.42 acres)
Garage Area484 sqft
Deck Area192 sqft

Location & Zoning

Account Number110693
Street Address18796 CHOCTAW RD
CityBEND
StateOR
Zip97702-8962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR10
Legal DescriptionDESCHUTES RIVER WOODS BLOCK YY LOT 29
Legal Range11
Legal Township18
Legal Section26
Legal SubdivisionDESCHUTES RIVER WOODS
Legal BlockYY
Legal Lot Number29
JurisdictionDESCHUTES OR
Township / Civil DivisionSISTERS-MILLICAN
Census Block Group1
Census Block1012
Census Tract401

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1132 CORDIA AVE NW, ATLANTA, GA 30318-3011
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Warranty Deed, Transfer
WESTERN TITLE & ESCROW
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
MID OREGON FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2023 · Amount on Record
Deed SaleJul 14, 2023 · Amount on Record
Prior SaleMar 1, 2011 · Amount on Record
Deed Document Number202317149
Prior Transfer DateAug 18, 2006
Prior Transfer Doc0000057055
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateJul 14, 2023
Property Address18796 CHOCTAW RD, BEND, OR 97702-8962
Document Number0000017149
Instrument DateJul 12, 2023
Instrument2023-17149
Transaction TypeTransfer
Record UpdatedJul 27, 2023
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2791 CARMON ON WESLEY NW, ATLANTA, GA 30327-1242

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address18796 CHOCTAW RD, BEND, OR 97702-8962
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyDESHUTES COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042532
DateAug 24, 2020
Instrument2020-42532
Lender
NameMID OREGON FCU
TypeCredit Union
AddressBEND, OR 97701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,538.00 (+4.4%)$165,040 (+3%)$752,980 (-4.79%) Land $281,700 Building $471,280
2024$2,431.00 (+6.06%)$160,240 (+3%)$790,880 (-4.04%) Land $292,500 Building $498,380
2023$2,292.00 (+5.04%)$155,580 (+6.08%)$824,200 (+49.24%) Land $277,500 Building $546,700
2022$2,182.00$146,660$552,250 Land $206,000 Building $346,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 86% of Oregon
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAVION WC - TUSCARORA
private · serves 120 people · EPA ID OR4101155
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable		1,000 / 20
Starlink
Satellite		280 / 30

May also be available: CenturyLink, Yellowknife Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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