18796 20th Ave, Conklin, MI 49403 Property Records

Ottawa County property record for 18796 20th Ave, Conklin, MI 49403

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,808 sqft
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$7,130 (2025)
Deeds & Mortgages	Dec 2019 Construction Loan May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-06-03-400-007`

Property Details

APN / Parcel Number

Primary APN	`70-06-03-400-007`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft
Basement Area	1,808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	87,120 sqft (2 acres)
Garage Area	984 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18796 20TH AVE
City	CONKLIN
State	MI
Zip	49403-9723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	PART OF N 1/2 OF NW 1/4 OF SE 1/4 COM AT CEN 1/4 COR, TH S 0D 36M 37S E 21207 FT TO PT OF BEG, TH S 89D 16M 36S E 500 FT, TH S 0D 36M 37S E 175 FT, TH N 89D 16M 36S W 500 FT, TH N 0D 36M 37S W 175 FT ALG N&S 1/4 LI TO BEG SEC 3 T8N R13W 2 AC
Legal Range	13W
Legal Township	08N
Legal Section	03
Jurisdiction	OTTAWA MI
Township / Civil Division	WRIGHT
Census Block Group	3
Census Block	3015
Census Tract	20100

Owner

18796 20th Ave is owned and occupied by an individual who acquired it in May 2023.

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	18796 20TH AVE, CONKLIN, MI 49403-9723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
May 25, 2023	Intrafamily Transfer, Transfer
Oct 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 16, 2023
Transfer Doc	20230012789
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18796 20TH AVE, CONKLIN, MI 49403-9723
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190047885
Date	Dec 23, 2019
Instrument	2019-0047885

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	May 25, 2023
Property Address	18796 20TH AVE, CONKLIN, MI 49403-9723
Document Number	20230012789
Instrument Date	May 16, 2023
Instrument	2023-0012789
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	18752 20TH AVE, CONKLIN, MI 49403-9723

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Oct 27, 2020
Property Address	18796 20TH AVE, CONKLIN, MI 49403-9723
Document Number	20200047601
Instrument Date	Oct 20, 2020
Instrument	2020-0047601
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18752 20TH AVE, CONKLIN, MI 49403-9723

Mortgage

Document Number	20200047602
Date	Oct 27, 2020
Instrument	2020-0047602

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Wright Township
Unified School District	Coopersville Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,100 (+22.68%)	$662,200 (+22.68%)
2025	$7,130.00 (+12.73%) Homeowner's exemption	$269,900 (+0.67%)	$539,800 (+0.67%)
2023		$268,100	$536,200
2022	$6,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18796 20th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18796 20th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 20th Ave

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