Sherburne County property record for 18795 Providence Dr, Big Lake, MN 55309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,278 sqft · built 2004 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $173,181 (Nov 2011) |
| Tax Bill | $4,200 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Sep 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-524-0502 |
| Primary APN | 65-524-0502 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,278 sqft Living Area |
| 1st Floor Area | 1,278 sqft |
| Basement Area | 902 sqft |
| Finished Basement | 902 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Attached |
| Garage Area | 632 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 136 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 30507 |
|---|---|
| Street Address | 18795 PROVIDENCE DR |
| City | BIG LAKE |
| State | MN |
| Zip | 55309-4689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1, BLK 5 |
| Legal Range | 27W |
| Legal Township | 33N |
| Legal Section | 30 |
| Legal Subdivision | MEADOWS OF BIG LAKE |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | BIG LAKE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 30410 |
18795 Providence Dr is owned and occupied by two individuals who acquired it in October 2015.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18795 PROVIDENCE DR, BIG LAKE, MN 55309-4689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 5, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2011 · Amount on File |
| Deed Sale | Nov 4, 2011 · Amount on File |
| Prior Sale | Feb 19, 2009 · Amount on File |
| Deed Document Number | 2011739341 |
| Last Transfer Date | Oct 22, 2015 |
| Transfer Doc | 0000812160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 18795 PROVIDENCE DR, BIG LAKE, MN 55309-4689 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18795 PROVIDENCE DR, BIG LAKE, MN 55309-4689 |
| Document Number | 0000961960 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 961960 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 18795 PROVIDENCE DR, BIG LAKE, MN 55309-4689 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18795 PROVIDENCE DR, BIG LAKE, MN 55309-4689 |
| Document Number | 0000961193 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 961193 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 16, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 18795 PROVIDENCE DR, BIG LAKE, MN 55309-4689 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000911120 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 911120 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 18795 PROVIDENCE DR, BIG LAKE, MN 55309-4689 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000929279 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 929279 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 18795 Providence Dr was $4,200 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Big Lake City |
| County | Sherburne County |
| Unified School District | Big Lake Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,200 (+1.52%) Land $93,200 Building $255,000 | $348,200 (+1.52%) Land $93,200 Building $255,000 | |
| 2025 | $4,200.00 | $343,000 Land $93,200 Building $249,800 | $343,000 Land $93,200 Building $249,800 |
| 2023 | $3,974.00 | $334,400 Land $89,100 Building $245,300 | |
| 2021 | $334,400 Land $89,100 Building $245,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18795 Providence Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18795 Providence Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Big Lake serves 13,056 people · EPA ID MN1710002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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