18793 Vineyard Point Ln, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18793 Vineyard Point Ln, Cornelius, NC 28031

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 984 sqft · built 1993
Lot Size	1.09 acres (47,523 sqft)
Owner	2 Individual Names on File
Last Sale	$437,500 (Aug 2024)
Tax Bill	$2,825 (2025)
Deeds & Mortgages	Aug 2024 Sale Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-463-55`

Property Details

APN / Parcel Number

Primary APN	`001-463-55`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	47,523 sqft (1.09 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	18793 VINEYARD POINT LN
City	CORNELIUS
State	NC
Zip	28031-7993
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Description	UNIT 1 U/F 390
Legal Subdivision	SHELTER COVE/ARBORS CONDO
Legal Block	C
Legal Lot Number	95
Legal Unit	1
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2000
Census Tract	6220

Owner

18793 Vineyard Point Ln, a condominium, is owned and occupied by two individuals who bought it in August 2024.

Source: Mecklenburg County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18793 VINEYARD POINT LN, CORNELIUS, NC 28031-7993
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2024	Warranty Deed, Transfer ATTORNEYS TITLE CTR, ATTORNEYS TITLE CHARLOTTE
Apr 27, 2021	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Aug 18, 2020	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2024 · Amount on File
Deed Sale	Aug 28, 2024 · Amount on File
Prior Sale	Apr 27, 2021 · Amount on File
Deed Document Number	202481896
Deed Book / Page	39038 / 870
Record Updated	Oct 29, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 28, 2024
Property Address	18793 VINEYARD POINT LN, CORNELIUS, NC 28031-7993
Document Number	0000081896
Book / Page	39038 / 870
Map Reference	MB 7356 PG 385
Instrument Date	Aug 28, 2024
Instrument	2024081896
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	ATTORNEYS TITLE CTR, ATTORNEYS TITLE CHARLOTTE

Transaction

Amount	Amount on Record
Tax	$8.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1821 ECHO FOREST DR APT 102, 102, CHARLOTTE, NC 28270-2350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18793 VINEYARD POINT LN, CORNELIUS, NC 28031-7993

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 27, 2021
Property Address	18793 VINEYARD POINT LN, CORNELIUS, NC 28031-7993
Document Number	0000081961
Book / Page	35985 / 866
Instrument Date	Apr 26, 2021
Instrument	2021081961
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18793 VINEYARD POINT LN, CORNELIUS, NC 28031-7993

Mortgage

Document Number	0000081962
Date	Apr 27, 2021
Instrument	2021081962

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 18, 2020
Property Address	18793 VINEYARD POINT LN, CORNELIUS, NC 28031-7993
Document Number	0000129285
Book / Page	34938 / 26
Map Reference	MB 7356 PG 385
Instrument Date	Aug 14, 2020
Instrument	2020129285
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	ATTORNEYS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1180, CORNELIUS, NC 28031-1180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3093 RIO BAYA S, INDIALANTIC, FL 32903-3724

Mortgage

Document Number	0000129286
Date	Aug 18, 2020
Instrument	2020129286

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 18793 Vineyard Point Ln was $2,825.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,825.00	$416,244 Building $416,244	$416,244 Building $416,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18793 Vineyard Point Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18793 Vineyard Point Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AT&T Fiber · DSL	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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