1879 Phantom Rider Trl, Spring Branch, TX 78070 Property Records

Comal County property record for 1879 Phantom Rider Trl, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,724 sqft · built 2002
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,203 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-0400-0254-00`

Property Details

APN / Parcel Number

Primary APN	`15-0400-0254-00`
Alternative APN	`23058`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	2,060 sqft
1st Floor Area	1,600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	436 sqft
Deck Area	568 sqft
Patio Area	568 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1879 PHANTOM RIDER TRL
City	SPRING BRANCH
State	TX
Zip	78070-6437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS SPRINGS ON THE GUADALUPE 4, LOT 254
Legal Subdivision	CYPRESS SPRINGS ON THE GUADALUPE 4
Legal Block	1
Legal Lot Number	254
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	1
Census Block	1049
Census Tract	310702

Owner

1879 Phantom Rider Trl is owned and occupied by two individuals.

Source: Comal County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1879 PHANTOM RIDER TRL, SPRING BRANCH, TX 78070-6437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE COMPANY
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 21, 2017	Deed of Trust, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Recording Date	Jun 25, 2026
Property Address	1879 PHANTOM RIDER TRL, SPRING BRANCH, TX 78070-6437
Document Number	0000019020
Instrument Date	Jun 18, 2026
Instrument	202619020
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	UNIVERSITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1879 PHANTOM RIDER TRL, SPRING BRANCH, TX 78070-6437

Mortgage

Document Number	0000019020,
Date	Jun 25, 2026
Instrument	202619020

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	1879 PHANTOM RIDER TRL, SPRING BRANCH, TX 78070-6437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006051116
Date	Nov 13, 2020
Instrument	202006051116

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	1879 PHANTOM RIDER TRL, SPRING BRANCH, TX 78070-6437
Document Number	0006039831
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1879 PHANTOM RIDER TRL SPRING BRANCH TX 780706437, SPRING BRANCH, TX 78070-6437

Mortgage

Document Number	0006039831
Date	Aug 28, 2017
Instrument	6039831

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1879 Phantom Rider Trl was $1,203 with exemptions applied, down 42.9% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,190 (+6.82%) Land $137,500 Building $296,690	$434,190 (+2.13%) Land $137,500 Building $296,690
2025	$1,203.00 (-42.9%) Homeowner's exemption Senior Citizen's exemption	$406,463 Land $137,500 Building $287,630	$425,130 Land $137,500 Building $287,630
2024	$2,107.00
2023		$409,540 Land $137,500 Building $272,040	$409,540 Land $137,500 Building $272,040
2022	$1,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1879 Phantom Rider Trl in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	26 (1991–2026)
Claims Outside the SFHA	7 of 26
Most Recent Claim	Jul 2026 · Flooding
Claims by Event	Flooding, Jul 2026 · 2 claims Severe Storms And Flooding, Jul 2002 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1879 Phantom Rider Trl is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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