1879 Falcon Rdg, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1879 Falcon Rdg, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,754 sqft · built 1999
Lot Size	0.405 acres (17,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jun 2020)
Tax Bill	$7,124 (2025)
Deeds & Mortgages	Mortgage Mar 2015 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`8813-08-301-042`

Property Details

APN / Parcel Number

Primary APN	`8813-08-301-042`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,754 sqft Living Area
1st Floor Area	1,754 sqft
Basement Area	1,754 sqft
Finished Basement	1,000 sqft
Unfinished Basement	1,754 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,640 sqft (0.405 acres)
Lot Dimensions	168 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	766 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	116 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1879 FALCON RDG
City	WATERLOO
State	IA
Zip	50701-9353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDUBON HEIGHTS FIRST ADDITION LOT 13
Legal Range	13W
Legal Township	88N
Legal Section	08
Legal Subdivision	AUDUBON HEIGHTS FIRST ADDITION
Legal Lot Number	13
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1053
Census Tract	3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1879 FALCON RDG, RG, WATERLOO, IA 50701-9353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
Mar 3, 2015	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Jun 23, 2014	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Sep 9, 2015	Deed of Trust, Mortgage · Line of Credit DEERE EMPLOYEES CU
Jun 3, 2020	Warranty Deed, Transfer · Conventional Mortgage BANKIOWA
Sep 9, 2015	Warranty Deed, Transfer · Conventional Mortgage DEERE EMPLOYEES CU
Nov 16, 2010	Joint Tenancy Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2020 · Amount on Record
Deed Sale	Jun 3, 2020 · Amount on Record
Prior Sale	Sep 9, 2015 · Amount on Record
Deed Document Number	202021196
Prior Transfer Date	Oct 26, 2010
Prior Transfer Doc	2011009952
Record Updated	Oct 29, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1879 FALCON RDG, WATERLOO, IA 50701-9353
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1879 FALCON RDG, WATERLOO, IA 50701-9353
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500013773
Date	Mar 3, 2015
Instrument	2015-00013773

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2045

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1879 FALCON RDG, WATERLOO, IA 50701-9353
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201400022800
Date	Jun 23, 2014
Instrument	201400022800

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2044

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1879 FALCON RDG, WATERLOO, IA 50701-9353
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201600004716
Date	Sep 9, 2015
Instrument	2016-00004716

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 3, 2020
Property Address	1879 FALCON RDG, WATERLOO, IA 50701-9353
Document Number	202000021196
Instrument Date	Aug 14, 2019
Instrument	202000021196
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$519.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1879 FALCON RDG, WATERLOO, IA 50701-9353

Mortgage

Document Number	202000021197
Date	Jun 3, 2020
Instrument	202000021197

Lender

Name	BANKIOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

September 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 9, 2015
Property Address	1879 FALCON RDG, WATERLOO, IA 50701-9353
Document Number	201600004714
Instrument Date	Sep 4, 2015
Instrument	2016-00004714
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$503.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1879 FALCON RDG, WATERLOO, IA 50701-9353
Investor	Possibly a Property Investor

Mortgage

Document Number	201600004715
Date	Sep 9, 2015
Instrument	2016-00004715

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union
Address	MOLINE, IL 61266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	7.5%

November 2010: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 16, 2010
Property Address	1879 FALCON RDG, WATERLOO, IA 50701-9353
Document Number	2011009952
Instrument Date	Oct 26, 2010
Instrument	2011009952
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.20
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1879 FALCON RIDGE

Mortgage

Document Number	2011009953
Date	Nov 16, 2010
Instrument	2011009953

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,124.00 (+2.27%) Homeowner's exemption	$360,000 (+8.65%) Land $61,220 Building $298,780	$360,000 (+8.65%) Land $61,220 Building $298,780
2024	$6,966.00 (+3.85%)
2023		$331,330 (+5.42%) Land $61,220 Building $270,110	$331,330 (+5.42%) Land $61,220 Building $270,110
2022	$6,708.00 Homeowner's exemption	$314,310 Land $61,220 Building $253,090
2021			$314,310 Land $61,220 Building $253,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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