1879 Bender Ln, Arnold, MO 63010 Property Records

Jefferson County property record for 1879 Bender Ln, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 1986
Lot Size	0.27 acres (11,756 sqft)
Owner	Individual Name on Record
Last Sale	$191,100 (Jul 2022)
Tax Bill	$1,594 (2024)
Deeds & Mortgages	Sep 2025 Sale Apr 2023 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`01-4.0-19.0-4-009-030.09`

Property Details

APN / Parcel Number

Primary APN	`01-4.0-19.0-4-009-030.09`

Interior

Full Baths	2 Baths
Building Area	960 sqft Living Area
Gross Area	1,440 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Construction Type	Frame
Lot Area	11,756 sqft (0.27 acres)
Lot Dimensions	127 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Stoop
Porch Area	36 sqft
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1879 BENDER LN
City	ARNOLD
State	MO
Zip	63010-1269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	CORENDA PARK 2 LOT 4
Legal Range	6E
Legal Township	43N
Legal Section	19
Legal Subdivision	CORENDA PARK 2
Legal Block	1
Legal Lot Number	4
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1012
Census Tract	700118

Owner

Source: Jefferson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1879 BENDER LN, ARNOLD, MO 63010-1269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Beneficiary Deed, Transfer
Apr 5, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 21, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 6, 2022	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Nov 27, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	202224145
Last Transfer Date	Sep 11, 2025
Transfer Doc	0000023522
Record Updated	Jun 8, 2026

September 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 15, 2025
Property Address	1879 BENDER LN, ARNOLD, MO 63010-1269
Document Number	0000023522
Map Reference	MB 82 PG 28
Instrument Date	Sep 11, 2025
Instrument	2025R-023522
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1879 BENDER LN, ARNOLD, MO 63010-1269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1879 BENDER LN, ARNOLD, MO 63010-1269

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1879 BENDER LN, ARNOLD, MO 63010-1269
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1879 BENDER LN, ARNOLD, MO 63010-1269

Mortgage

Document Number	0000008055
Date	Apr 5, 2023
Instrument	2023R-008055

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 21, 2022
Property Address	1879 BENDER LN, ARNOLD, MO 63010-1269
Document Number	0000024145
Map Reference	MB 82 PG 28
Instrument Date	Jul 19, 2022
Instrument	2022R-024145
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1801 BENDER LN, 1801, ARNOLD, MO 63010-1269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1879 BENDER LN, ARNOLD, MO 63010-1269

Mortgage

Document Number	0000024146
Date	Jul 21, 2022
Instrument	2022R-024146

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1879 BENDER LN, ARNOLD, MO 63010-1269
Transaction Type	Mortgage
Record Updated	Jun 7, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1879 BENDER LN, ARNOLD, MO 63010-1269

Mortgage

Document Number	0000017530
Date	May 25, 2022
Instrument	2022R-017530

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1879 BENDER LN, ARNOLD, MO 63010-1269
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1879 BENDER LN, ARNOLD, MO 63010-1269

Mortgage

Document Number	0000000655
Date	Jan 6, 2022
Instrument	2022R-000655

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Dec 1, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 27, 2019
Property Address	1879 BENDER LN, ARNOLD, MO 63010-1269
Document Number	0000037388
Instrument Date	Nov 22, 2019
Instrument	37388
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1879 BENDER LN ARNOLD MO 630101269, ARNOLD, MO 63010-1269

Mortgage

Document Number	37389
Date	Nov 27, 2019
Instrument	37389

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,800 (+8.77%) Land $2,700 Building $22,100	$130,900 (-) Land $14,400 Building $116,500
2024	$1,594.00 (+0.57%)	$22,800 (-) Land $2,700 Building $20,100	$130,900 (+8.99%) Land $14,400 Building $116,500
2023	$1,585.00	$22,800 Land $2,700 Building $20,100	$120,100 Land $14,400 Building $105,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1979–1998)
Claims Outside the SFHA	17 of 28
Most Recent Claim	Apr 1998 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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