18786 Ace Dr, Wagram, NC 28396 Property Records

Scotland County property record for 18786 Ace Dr, Wagram, NC 28396

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,412 sqft · built 2001
Lot Size	5.03 acres (219,455 sqft)
Owner	Individual Name on Record
Tax Bill	$2,193 (2026)
Deeds & Mortgages	Nov 2018 Line of Credit Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030427 01062`

Property Details

APN / Parcel Number

Primary APN	`030427 01062`
Alternative APN	`904656`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,412 sqft Heated Area
Gross Area	3,484 sqft
1st Floor Area	2,412 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	219,455 sqft (5.03 acres)
Lot Dimensions	160 ft deep x 370 ft wide

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	1,072 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	904656
Street Address	18786 ACE DR
City	WAGRAM
State	NC
Zip	28396-9294
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	#4 ACE EST SEC II
Legal Subdivision	ACE ESTATES
Jurisdiction	SCOTLAND NC
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2047
Census Tract	10602

Owner

Source: Scotland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18786 ACE DR, WAGRAM, NC 28396-9294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 19, 2018	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Oct 2, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 5, 2017
Transfer Doc	1561/073
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTLAND NC
Property Address	18786 ACE DR, WAGRAM, NC 28396-9294
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1603/002
Date	Nov 19, 2018
Book Page	1603/002
Instrument	2018-00002654

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	444 Months
Due	Nov 2, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTLAND NC
Property Address	18786 ACE DR, WAGRAM, NC 28396-9294
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1602/344
Date	Nov 19, 2018
Book Page	1602/344
Instrument	2018-00002652

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTLAND NC
Recording Date	Oct 2, 2017
Property Address	18786 ACE DR, WAGRAM, NC 28396-9294
Document Number	1561/073
Book / Page	1561 / 073
Instrument Date	Jan 5, 2017
Instrument	2017-00002547
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28741 N TURNPIKE RD, 28741, WAGRAM, NC 28396-9059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18786 ACE DR, WAGRAM, NC 28396-9294

Tax Assessment & Valuation

Source: Scotland County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Scotland County
Unified School District	Scotland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,193.00 (+22.31%)	$284,220 (+72.97%) Land $30,150 Building $254,070	$284,220 (+72.97%) Land $30,150 Building $254,070
2025	$1,793.00 (+1.07%)	$164,320 (+1.13%) Land $13,070 Building $151,250	$164,320 (+1.13%)
2023		$162,490 (-) Land $13,070 Building $149,420	$162,490 (-)
2022	$1,774.00	$162,490 Land $13,070 Building $149,420	$162,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 12, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 96% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTLAND CO WATER-SOUTH serves 1,905 people · EPA ID NC0383035
Water Source	Purchased groundwater from CITY OF LAURINBURG
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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