Geauga County property record for 18781 Thorpe Rd, Chagrin Falls, OH 44023
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,436 sqft · built 1978 |
| Lot Size | 4.57 acres (199,069 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Oct 2025) |
| Tax Bill | $6,138 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-005650 |
| Primary APN | 01-005650 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,436 sqft Living Area |
| 1st Floor Area | 2,436 sqft |
| Basement Area | 2,436 sqft |
| Unfinished Basement | 2,436 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 199,069 sqft (4.57 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 256 sqft |
| Deck Area | 306 sqft |
| Patio Area | 889 sqft |
| Gazebo | 79 sqft |
| Pole Barn | 720 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 000930-3 |
|---|---|
| Street Address | 18781 THORPE RD |
| City | CHAGRIN FALLS |
| State | OH |
| Zip | 44023-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 23 TR 3 |
| Legal Tract | 3 |
| Legal Lot Number | 23 |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | AUBURN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 311900 |
Source: Geauga County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18781 THORPE RD, CHAGRIN FALLS, OH 44023-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 20, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Oct 15, 2025 | Fiduciary Deed, Transfer · Conventional Mortgage SEVEN SEVENTEEN CU INC |
| Oct 15, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Oct 15, 2021 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on Record |
| Deed Sale | Oct 15, 2025 · Amount on Record |
| Prior Sale | Jan 1, 1990 |
| Deed Document Number | 20251039783 |
| Deed Book / Page | 2209 / 3101 |
| Prior Transfer Date | Jul 14, 2021 |
| Prior Transfer Doc | 0021371266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 18781 THORPE RD, CHAGRIN FALLS, OH 44023-2321 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 18781 THORPE RD, CHAGRIN FALLS, OH 44023-2321 |
| Document Number | 0021590352 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 2159/352 |
| Instrument | 202201005010 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 29, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Oct 15, 2025 |
| Property Address | 18781 THORPE RD, CHAGRIN FALLS, OH 44023-2321 |
| Document Number | 0022093101 |
| Book / Page | 2209 / 3101 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 202501039783 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18781 THORPE RD, CHAGRIN FALLS, OH 44023-2321 |
| Document Number | 202501039784 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 202501039784 |
| Name | SEVEN SEVENTEEN CU INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | 1-Year T-Bill |
| Max Rate | 9.87% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Oct 15, 2021 |
| Property Address | 18781 THORPE RD, CHAGRIN FALLS, OH 44023-2321 |
| Document Number | 0021371263 |
| Book / Page | 2137 / 1263 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 202100990782 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18781 THORPE RD, CHAGRIN FALLS, OH 44023-2321 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Oct 15, 2021 |
| Property Address | 18781 THORPE RD, CHAGRIN FALLS, OH 44023-2321 |
| Document Number | 0021371266 |
| Book / Page | 2137 / 1266 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 202100990783 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| County Subdivision | Auburn Township |
| Unified School District | Kenston Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,138.00 (-0.53%) | $137,030 (-) Land $29,020 Building $108,010 | |
| 2024 | $6,171.00 (+6.71%) Homeowner's exemption | $137,030 (-) Land $29,020 Building $108,010 | |
| 2023 | $5,783.00 (+7.53%) Homeowner's exemption | $137,030 (+35%) Land $29,020 Building $108,010 | $391,500 (+35%) Land $82,900 Building $308,600 |
| 2022 | $101,500 Land $22,050 Building $79,450 | ||
| 2021 | $5,378.00 | ||
| 2020 | $290,000 Land $63,000 Building $227,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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