Polk County property record for 1878 Pristine Loop, Lakeland, FL 33811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,711 sqft · built 2020 |
| Lot Size | 0.148 acres (6,460 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $293,000 (Apr 2026) |
| Tax Bill | $3,935 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-28-138017-002370 |
| Primary APN | 23-28-28-138017-002370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,711 sqft Living Area |
| Gross Area | 2,131 sqft |
| 1st Floor Area | 1,711 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,460 sqft (0.148 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Unfinished Open Porch |
| Street Address | 1878 PRISTINE LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-1026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKES AT LAUREL HIGHLANDS PHASE 1E PB 175 PGS 45-46 LOT 237 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 28 |
| Legal Subdivision | LAKES AT LAUREL HIGHLANDS PHASE 1E |
| Legal Block | 1 |
| Legal Lot Number | 237 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 12003 |
1878 Pristine Loop is owned by two individuals who bought it in April 2026.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 IMPERIAL BLVD, B19, LAKELAND, FL 33803-4634 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE INC |
| May 20, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on File |
| Deed Sale | Apr 6, 2026 · Amount on File |
| Prior Sale | May 20, 2020 · Amount on File |
| Deed Document Number | 202679839 |
| Deed Book / Page | 13945 / 53 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 6, 2026 |
| Property Address | 1878 PRISTINE LOOP, LAKELAND, FL 33811-1026 |
| Document Number | 0000079839 |
| Book / Page | 13945 / 53 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202679839 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | MILESTONE TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $207,151.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000079840, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 202679840 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 20, 2020 |
| Property Address | 1878 PRISTINE LOOP, LAKELAND, FL 33811-1026 |
| Document Number | 0112391432 |
| Book / Page | 011239 / 001432 |
| Instrument Date | May 15, 2020 |
| Instrument | 101023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 4, 2020 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,620.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1878 PRISTINE LOOP LAKELAND FL 338111026, LAKELAND, FL 33811-1026 |
| Document Number | 112391433 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 011239/001433 |
| Instrument | 101024 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 19, 2050 |
The 2025 property tax bill for 1878 Pristine Loop was $3,935, down 3.6% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,808 (-4.41%) Land $58,000 Building $191,808 | $249,808 (-4.41%) Land $58,000 Building $191,808 | |
| 2025 | $3,935.00 (-3.58%) Homeowner's exemption | $261,332 Land $58,000 Building $203,332 | $261,332 Land $58,000 Building $203,332 |
| 2024 | $4,081.00 (-2.2%) | ||
| 2023 | $4,173.00 (+2.94%) Homeowner's exemption | $271,525 (+8.87%) Land $56,000 Building $215,525 | $271,525 (+8.87%) Land $56,000 Building $215,525 |
| 2022 | $4,054.00 | $249,397 Land $46,000 Building $203,397 | $249,397 Land $46,000 Building $203,397 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1878 Pristine Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 12 (1994–2024) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1878 Pristine Loop is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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