1878 Osprey Bluff Blvd, Fleming Island, FL 32003 Property Records

Clay County property record for 1878 Osprey Bluff Blvd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,893 sqft · built 1987
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (Dec 2023)
Tax Bill	$5,058 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-05-26-015214-001-33`

Property Details

APN / Parcel Number

Primary APN	`42-05-26-015214-001-33`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,893 sqft Heated Area
Gross Area	3,888 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	200 ft deep x 120 ft wide
Garage Area	463 sqft
Pool Area	396 sqft
Porch	Porch
Porch Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1878 OSPREY BLUFF BLVD
City	FLEMING ISLAND
State	FL
Zip	32003-7937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 33 OSPREY BLUFF AS REC O R4779 PG 1364
Legal Range	26
Legal Township	05
Legal Section	42
Legal Subdivision	OSPREY BLUFF
Legal Lot Number	33
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1014
Census Tract	30707

Owner

1878 Osprey Bluff Blvd is owned and occupied by an individual who bought it in December 2023.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1878 OSPREY BLUFF BLVD, FLEMING ISLAND, FL 32003-7937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2023 · Amount on File
Deed Sale	Dec 11, 2023 · Amount on File
Deed Document Number	2023060377
Deed Book / Page	4779 / 1364
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 11, 2023
Property Address	1878 OSPREY BLUFF BLVD, FLEMING ISLAND, FL 32003-7937
Document Number	0047791364
Book / Page	4779 / 1364
Map Reference	MB 16 PG 65&66
Instrument Date	Dec 8, 2023
Instrument	2023060377
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 KINGSTON DR, SAINT AUGUSTINE, FL 32084-1342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1878 OSPREY BLUFF BLVD, FLEMING ISLAND, FL 32003-7937
Investor	Possibly a Property Investor

Mortgage

Document Number	0047791370
Date	Dec 11, 2023
Instrument	4779/1370

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1878 Osprey Bluff Blvd was $5,058 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,058.00 Homeowner's exemption	$371,781	$518,044 Land $60,000 Building $458,044
2023	$3,243.00 (+6.92%) Homeowner's exemption	$231,727 (+3%)	$426,663 (+6.04%) Land $60,000 Building $366,663
2022	$3,033.00 Homeowner's exemption	$224,978	$402,348 Land $60,000 Building $342,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1878 Osprey Bluff Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1878 Osprey Bluff Blvd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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