Lancaster County property record for 1878 Emerald Way, Mount Joy, PA 17552
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,965 sqft · built 2022 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $477,000 (May 2022) |
| Tax Bill | $5,733 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-54217-0-0000 |
| Primary APN | 540-54217-0-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,965 sqft Living Area |
| Gross Area | 2,345 sqft |
| 1st Floor Area | 1,965 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Contemporary |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Open Slab |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1878 EMERALD WAY |
|---|---|
| City | MOUNT JOY |
| State | PA |
| Zip | 17552-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | RAPHO |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 10502 |
Source: Lancaster County assessment roll, APN 540-54217-0-0000, as of May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1878 EMERALD WAY, MOUNT JOY, PA 17552-3213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| May 03, 2022 | Deed, Transfer · Conventional Mortgage THE EPHRATA NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2022 · Amount on Record |
| Deed Sale | May 03, 2022 · Amount on Record |
| Deed Document Number | 20226678820 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Apr 14, 2026 |
| Property Address | 1878 EMERALD WAY, MOUNT JOY, PA 17552-3213 |
| Document Number | 0000014302 |
| Instrument Date | Apr 03, 2026 |
| Instrument | 202614302 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICE TITLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Address | 1878 EMERALD WAY, MOUNT JOY, PA 17552-3213 |
| Investor | Possibly a Property Investor |
| Document Number | 0000014302, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 202614302 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 08, 2051 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | May 03, 2022 |
| Property Address | 1878 EMERALD WAY, MOUNT JOY, PA 17552-3213 |
| Document Number | 0006678820 |
| Map Reference | DOC 6476081 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 6678820 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | REGAL ABSTRACT LANCASTER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,770.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1838 EMECALD WAY, MOUNT JOY, PA 17552-3213 |
| Document Number | 0006678821 |
|---|---|
| Date | May 03, 2022 |
| Instrument | 6678821 |
| Name | THE EPHRATA NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 193 Months |
| Due | Jun 01, 2038 |
Source: Lancaster County assessment roll as of May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | Rapho Township |
| Unified School District | Manheim Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,600 (-) Land $54,900 Building $212,700 | $267,600 (-) Land $54,900 Building $212,700 | |
| 2025 | $5,733.00 (+3.48%) Homeowner's exemption | $267,600 (-) Land $54,900 Building $212,700 | $267,600 (-) Land $54,900 Building $212,700 |
| 2024 | $5,540.00 | $267,600 Land $54,900 Building $212,700 | |
| 2018 | $267,600 Land $54,900 Building $212,700 |
Source: FEMA National Flood Hazard Layer, Lancaster County (42071C), as of June 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420710105023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (2006–2018) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 189 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Upward Broadband, Verizon.
Source: EPA Safe Drinking Water Information System, water system PA7360091, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MT JOY BORO AUTH serves 15,261 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jan 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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