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1878 Baytowne Loop, Miramar Beach, FL 32550 Property Records

Walton County property record for 1878 Baytowne Loop, Miramar Beach, FL 32550 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,922 sqft · built 2008
Lot Size0.069 acres (3,049 sqft)
OwnerIndividual Name on File
Last Sale$490,000 (May 2016)
Tax Bill$4,339 (2024)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN23-2S-21-42250-000-0370

Property Details

APN / Parcel Number

Primary APN23-2S-21-42250-000-0370
Alternative APN
  • 1041694

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories2 Stories
Building Area1,922 sqft Living Area
Gross Area2,440 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2008
Exterior MaterialWood
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialConcrete Tile
Lot Area3,049 sqft (0.069 acres)
Lot Dimensions8.5 ft deep x 3.6 ft wide
Garage TypeFinished
Garage Area260 sqft
PorchPorch
Porch Area258 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1041694
Street Address1878 BAYTOWNE LOOP
CityMIRAMAR BEACH
StateFL
Zip32550-5891
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 37 VILLA LAGO S/D PB 17-15 OR 2698-424 OR 2777-3466 OR 3011-778
Legal Range21W
Legal Township02S
Legal Section23
Legal SubdivisionVILLA LAGO
Legal Lot Number37
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group3
Census Block3012
Census Tract950607

Owner

Source: Walton County records · APN 23-2S-21-42250-000-0370

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1878 BAYTOWNE LOOP, MIRAMAR BEACH, FL 32550-5891
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2016 · Amount on Record
Deed SaleMay 31, 2016 · Amount on Record
Prior SaleNov 06, 2007 · Amount on Record
Deed Document Number2016000017056
Deed Book / Page3011 / 0778
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address1878 BAYTOWNE LOOP, MIRAMAR BEACH, FL 32550-5891
Transaction TypeMortgage
Record UpdatedSep 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1878 BAYTOWNE LOOP, MIRAMAR BEACH, FL 32550-5891

Mortgage

Document Number0031892665
DateMar 25, 2021
Book Page3189/2665
Instrument20210014337
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$772,098 (-0.59%) Land $194,214 Building $577,884$772,098 (-0.59%) Land $194,214 Building $577,884
2024$4,339.00 (+3.83%)
2023$4,179.00 (+1.24%) Homeowner's exemption$776,664 (+5.31%) Land $194,214 Building $582,450$776,664 (+5.31%) Land $194,214 Building $582,450
2022$4,128.00 Homeowner's exemption$737,498 Land $215,577 Building $521,921$737,498 Land $215,577 Building $521,921

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 530 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,379 units insured
849 under condo master policies
Nearby Flood Claims14 (2001–2021)
Claims Outside the SFHA2 of 14
Most Recent ClaimOct 2021, rainfall accumulation
Claims By Storm
  • Hurricane Sally, Sep 2020 · 6 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsFiber2,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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