Macomb County property record for 18778 Kappa Dr, Clinton Township, MI 48036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,420 sqft · built 1976 |
| Lot Size | 0.262 acres (11,413 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (May 2019) |
| Tax Bill | $4,817 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-11-21-154-009 |
| Primary APN | 16-11-21-154-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| 1st Floor Area | 1,420 sqft |
| Basement Area | 1,420 sqft |
| Unfinished Basement | 1,420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Construction Type | Brick |
| Lot Area | 11,413 sqft (0.262 acres) |
| Lot Dimensions | 120 ft deep x 95 ft wide |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 18778 KAPPA DR |
|---|---|
| City | CLINTON TOWNSHIP |
| State | MI |
| Zip | 48036-1745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 50-11-21-154-009 D 21 D76 MORAVIAN CLINTON SUB LOT 21. |
| Legal Subdivision | MORAVIAN CLINTON SUB |
| Legal Lot Number | 21 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | CLINTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 240700 |
18778 Kappa Dr is owned and occupied by an individual who acquired it in August 2024.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18778 KAPPA DR, CLINTON TOWNSHIP, MI 48036-1745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU |
| Jan 17, 2020 | Quit Claim Deed, Transfer MICHIGAN SCHOOLS & GOV'T CU |
| May 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on File |
| Deed Sale | May 30, 2019 · Amount on File |
| Prior Sale | Dec 9, 2004 · Amount on File |
| Deed Document Number | 20199059980 |
| Deed Book / Page | 25984 / 880 |
| Last Transfer Date | Aug 26, 2024 |
| Transfer Doc | 0000071552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 18778 KAPPA DR, CLINTON TOWNSHIP, MI 48036-1745 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 18778 KAPPA DR, CLINTON TOWNSHIP, MI 48036-1745 |
| Document Number | 2200085978 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 28708/171 |
| Instrument | 202200085978 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jan 17, 2020 |
| Property Address | 18778 KAPPA DR, CLINTON TOWNSHIP, MI 48036-1745 |
| Document Number | 0000007715 |
| Book / Page | 026463 / 000412 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 7715 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18778 KAPPA DR CLINTON TOWNSHIP MI 480361745, CLINTON TOWNSHIP, MI 48036-1745 |
| Document Number | 7716 |
|---|---|
| Date | Jan 17, 2020 |
| Book Page | 026463/000414 |
| Instrument | 7716 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 16, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | May 30, 2019 |
| Property Address | 18778 KAPPA DR, CLINTON TOWNSHIP, MI 48036-1745 |
| Document Number | 0000059980 |
| Book / Page | 025984 / 000880 |
| Instrument Date | May 10, 2019 |
| Instrument | 59980 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,806.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30376 MANSE ST HARRISON TOWNSHIP MI 480451871, HARRISON TOWNSHIP, MI 48045-1871 |
| Document Number | 58851 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 025979/000836 |
| Instrument | 58851 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2049 |
The 2025 property tax bill for 18778 Kappa Dr was $4,817 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Clinton Charter Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,700 | $311,400 | |
| 2025 | $4,817.00 | ||
| 2023 | $115,300 | $230,600 | |
| 2022 | $4,244.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18778 Kappa Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (2004–2019) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jan 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 18778 Kappa Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLINTON TOWNSHIP serves 100,513 people · EPA ID MI0001480 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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